PriorityOne Bank in Mississippi vs the state
8.4%Denial rate-14.48 pts vs state
9.3%Decision denial rate-19.15 pts vs state
80.7%Origination rate+27.87 pts vs state
7.25%Median rate+0.50 pts vs state
0.30Rate spread (pts)-0.03 pts vs state
$103kMedian applicant income
612Loans originated
64Denied
Trend in Mississippi
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 675 | 525 | 8.9% | 6.50% | #27 |
| 2024 | 798 | 636 | 7.8% | 8.00% | #29 |
| 2025 | 758 | 612 | 8.4% | 7.25% | #32 |
What PriorityOne Bank lends in Mississippi
By loan purpose
By loan type
Why it denied Mississippi applicants
Where in Mississippi
Counties with the most PriorityOne Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Rankin County | 158 | 130 | 14 | 8.9% |
| Madison County | 107 | 93 | 6 | 5.6% |
| Lamar County | 78 | 68 | 4 | 5.1% |
| Hinds County | 73 | 60 | 7 | 9.6% |
| Simpson County | 67 | 44 | 13 | 19.4% |
| Covington County | 52 | 43 | 3 | 5.8% |
| Forrest County | 48 | 40 | 4 | 8.3% |
| DeSoto County | 19 | 17 | 0 | 0.0% |
| Jones County | 18 | 15 | 2 | 11.1% |
| Scott County | 18 | 16 | 1 | 5.6% |
Other large lenders in Mississippi
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 6,764 | 48.5% | 10.56% |
| Trustmark National Bank | C | 5,531 | 12.5% | 6.75% |
| Cadence Bank | B | 5,301 | 19.2% | 7.25% |
| Regions Bank | C | 4,916 | 44.7% | 5.75% |
| Rocket Mortgage | C | 4,636 | 24.8% | 6.63% |
| Community Bank of Mississippi | C | 3,856 | 9.0% | 7.65% |
| Renasant Bank | B | 3,188 | 14.3% | 6.99% |
| Triad Financial Services | D | 3,140 | 34.4% | 8.76% |
| Vanderbilt Mortgage and Finance | F | 2,840 | 44.3% | 10.25% |
| BankPlus | B | 2,638 | 10.7% | 6.50% |
Frequently asked questions
Mississippi: 758 applications in 2025, of which 612 were originated and 64 denied.
8.4% of all applications, or 9.3% of the applications it actually decided on. The Mississippi statewide average across all lenders was 22.9%.
The median rate on loans PriorityOne Bank originated in Mississippi in 2025 was 7.25%, against a statewide median of 6.75%.
About this data. Figures are PriorityOne Bank's own HMDA filing for properties located in Mississippi, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology