Trustmark National Bank in Mississippi vs the state
12.5%Denial rate-10.46 pts vs state
14.0%Decision denial rate-14.50 pts vs state
74.0%Origination rate+21.15 pts vs state
6.75%Median rate0.00 pts vs state
0.24Rate spread (pts)-0.09 pts vs state
$81kMedian applicant income
4,094Loans originated
689Denied
Trend in Mississippi
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 6,136 | 4,304 | 16.1% | 7.25% | #1 |
| 2024 | 5,759 | 4,122 | 13.6% | 7.13% | #2 |
| 2025 | 5,531 | 4,094 | 12.5% | 6.75% | #2 |
What Trustmark National Bank lends in Mississippi
By loan purpose
By loan type
Why it denied Mississippi applicants
Where in Mississippi
Counties with the most Trustmark National Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Rankin County | 842 | 656 | 89 | 10.6% |
| Hinds County | 714 | 495 | 124 | 17.4% |
| Madison County | 476 | 367 | 62 | 13.0% |
| DeSoto County | 376 | 287 | 40 | 10.6% |
| Lauderdale County | 269 | 215 | 17 | 6.3% |
| Harrison County | 231 | 164 | 36 | 15.6% |
| Jackson County | 218 | 162 | 20 | 9.2% |
| Forrest County | 213 | 148 | 26 | 12.2% |
| Lamar County | 191 | 138 | 24 | 12.6% |
| Warren County | 185 | 131 | 29 | 15.7% |
Other large lenders in Mississippi
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 6,764 | 48.5% | 10.56% |
| Cadence Bank | B | 5,301 | 19.2% | 7.25% |
| Regions Bank | C | 4,916 | 44.7% | 5.75% |
| Rocket Mortgage | C | 4,636 | 24.8% | 6.63% |
| Community Bank of Mississippi | C | 3,856 | 9.0% | 7.65% |
| Renasant Bank | B | 3,188 | 14.3% | 6.99% |
| Triad Financial Services | D | 3,140 | 34.4% | 8.76% |
| Vanderbilt Mortgage and Finance | F | 2,840 | 44.3% | 10.25% |
| BankPlus | B | 2,638 | 10.7% | 6.50% |
| Mortgage Research Center | C | 2,628 | 19.1% | 6.38% |
Frequently asked questions
Mississippi: 5,531 applications in 2025, of which 4,094 were originated and 689 denied.
12.5% of all applications, or 14.0% of the applications it actually decided on. The Mississippi statewide average across all lenders was 22.9%.
The median rate on loans Trustmark National Bank originated in Mississippi in 2025 was 6.75%, against a statewide median of 6.75%.
About this data. Figures are Trustmark National Bank's own HMDA filing for properties located in Mississippi, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology