Largest lenders in Hinds County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Trustmark National Bank | C | 714 | 495 | 17.4% | 7.00% |
| 2 | Regions Bank | C | 692 | 228 | 47.3% | 4.99% |
| 3 | Cadence Bank | B | 538 | 294 | 21.6% | 6.80% |
| 4 | BankPlus | B | 372 | 264 | 14.3% | 6.45% |
| 5 | Community Bank of Mississippi | C | 319 | 239 | 10.7% | 7.50% |
| 6 | United Shore Financial Services | B | 311 | 199 | 15.8% | 7.38% |
| 7 | Rocket Mortgage | C | 288 | 172 | 29.5% | 6.56% |
| 8 | American Mortgage Bank | C | 244 | 169 | 3.7% | 6.09% |
| 9 | Bpl Mortgage Trust | D | 164 | 108 | 18.9% | 7.50% |
| 10 | Mortgage Research Center | C | 150 | 71 | 23.3% | 6.50% |
| 11 | Renasant Bank | B | 139 | 79 | 16.6% | 6.75% |
| 12 | 21st Mortgage | F | 129 | 17 | 45.0% | 9.68% |
| 13 | Broker Solutions | D | 94 | 28 | 9.6% | 6.88% |
| 14 | Vanderbilt Mortgage and Finance | F | 94 | 13 | 42.6% | 10.50% |
| 15 | AmeriSave Mortgage | D | 93 | 16 | 68.8% | 7.13% |
| 16 | Hope Federal Credit Union | D | 93 | 60 | 35.5% | 7.00% |
| 17 | Guild Mortgage | A | 88 | 61 | 6.8% | 6.63% |
| 18 | New Day Financial | F | 82 | 13 | 23.2% | 6.99% |
| 19 | Pennymac Loan Services | C | 81 | 30 | 17.3% | 6.50% |
| 20 | Freedom Mortgage | B | 80 | 27 | 10.0% | 6.25% |
| 21 | Navy Federal Credit Union | D | 80 | 23 | 25.0% | 6.25% |
| 22 | Triad Financial Services | D | 75 | 20 | 37.3% | 8.60% |
| 23 | Newrez | D | 74 | 21 | 33.8% | 6.50% |
| 24 | PriorityOne Bank | B | 73 | 60 | 9.6% | 6.99% |
| 25 | Kiavi Funding | D | 72 | 15 | 0.0% | 7.24% |
Best approval odds in Hinds County
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | American Mortgage Bank | 182 | 5.0% |
| 2 | Guild Mortgage | 73 | 8.2% |
| 3 | PriorityOne Bank | 70 | 10.0% |
| 4 | Community Bank of Mississippi | 291 | 11.7% |
| 5 | BankPlus | 325 | 16.3% |
| 6 | Trustmark National Bank | 646 | 19.2% |
| 7 | United Shore Financial Services | 251 | 19.5% |
| 8 | Bpl Mortgage Trust | 155 | 20.0% |
| 9 | Renasant Bank | 103 | 22.3% |
| 10 | Cadence Bank | 420 | 27.6% |
What Hinds County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Hinds County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 6,097 | 3,093 | 25.7% | 7.13% | $105,000 |
| 2024 | 6,620 | 3,404 | 25.8% | 7.25% | $105,000 |
| 2025 | 6,999 | 3,572 | 24.2% | 6.88% | $105,000 |
Frequently asked questions
24.2% of applications in Hinds County were denied in 2025, against 22.9% statewide in Mississippi.
Trustmark National Bank, with 714 applications in 2025 and a denial rate of 17.4%.
The median mortgage application in Hinds County in 2025 was for $105,000; the median property value on originated loans was $205,000.