Bpl Mortgage Trust in Mississippi vs the state
14.9%Denial rate-8.06 pts vs state
16.1%Decision denial rate-12.36 pts vs state
65.9%Origination rate+12.99 pts vs state
7.38%Median rate+0.63 pts vs state
—Rate spread (pts)
—Median applicant income
164Loans originated
37Denied
Trend in Mississippi
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 35 | 27 | 0.0% | 9.25% | #181 |
| 2024 | 217 | 116 | 4.2% | 7.88% | #80 |
| 2025 | 249 | 164 | 14.9% | 7.38% | #74 |
What Bpl Mortgage Trust lends in Mississippi
By loan purpose
By loan type
Why it denied Mississippi applicants
Where in Mississippi
Counties with the most Bpl Mortgage Trust applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Hinds County | 164 | 108 | 31 | 18.9% |
| Lowndes County | 23 | 17 | 1 | 4.3% |
| Harrison County | 15 | 14 | 0 | 0.0% |
| Lee County | 11 | 9 | 1 | 9.1% |
| Coahoma County | 9 | 1 | 1 | 11.1% |
| DeSoto County | 6 | 3 | 1 | 16.7% |
| Jackson County | 5 | 2 | 1 | 20.0% |
| Rankin County | 4 | 4 | 0 | 0.0% |
| Union County | 3 | 0 | 0 | 0.0% |
| Oktibbeha County | 2 | 2 | 0 | 0.0% |
Other large lenders in Mississippi
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 6,764 | 48.5% | 10.56% |
| Trustmark National Bank | C | 5,531 | 12.5% | 6.75% |
| Cadence Bank | B | 5,301 | 19.2% | 7.25% |
| Regions Bank | C | 4,916 | 44.7% | 5.75% |
| Rocket Mortgage | C | 4,636 | 24.8% | 6.63% |
| Community Bank of Mississippi | C | 3,856 | 9.0% | 7.65% |
| Renasant Bank | B | 3,188 | 14.3% | 6.99% |
| Triad Financial Services | D | 3,140 | 34.4% | 8.76% |
| Vanderbilt Mortgage and Finance | F | 2,840 | 44.3% | 10.25% |
| BankPlus | B | 2,638 | 10.7% | 6.50% |
Frequently asked questions
Mississippi: 249 applications in 2025, of which 164 were originated and 37 denied.
14.9% of all applications, or 16.1% of the applications it actually decided on. The Mississippi statewide average across all lenders was 22.9%.
The median rate on loans Bpl Mortgage Trust originated in Mississippi in 2025 was 7.38%, against a statewide median of 6.75%.
About this data. Figures are Bpl Mortgage Trust's own HMDA filing for properties located in Mississippi, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology