Largest lenders in Lee County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Renasant Bank | B | 467 | 320 | 15.9% | 6.88% |
| 2 | Cadence Bank | B | 407 | 259 | 23.1% | 7.36% |
| 3 | BankPlus | B | 206 | 156 | 8.7% | 6.38% |
| 4 | Regions Bank | C | 179 | 71 | 38.6% | 5.69% |
| 5 | Community Bank of Mississippi | C | 178 | 129 | 12.9% | 7.25% |
| 6 | 21st Mortgage | F | 170 | 13 | 44.1% | 11.22% |
| 7 | Rocket Mortgage | C | 121 | 78 | 23.1% | 6.50% |
| 8 | Guaranty Bank and Trust | D | 105 | 83 | 10.5% | 7.13% |
| 9 | Mortgage Research Center | C | 66 | 32 | 25.8% | 6.44% |
| 10 | Trustmark National Bank | C | 64 | 46 | 14.1% | 7.25% |
| 11 | Triad Financial Services | D | 53 | 22 | 28.3% | 8.52% |
| 12 | Freedom Mortgage | B | 47 | 20 | 10.6% | 6.25% |
| 13 | Vanderbilt Mortgage and Finance | F | 43 | 3 | 58.1% | 10.25% |
| 14 | Pennymac Loan Services | C | 41 | 24 | 17.1% | 6.25% |
| 15 | BankFirst Financial Services | A | 41 | 36 | 7.3% | 7.03% |
| 16 | Kiavi Funding | D | 39 | 2 | 0.0% | 10.95% |
| 17 | Broker Solutions | D | 38 | 6 | 7.9% | 7.00% |
| 18 | First Community Mortgage | A | 34 | 25 | 5.9% | 6.38% |
| 19 | AmeriSave Mortgage | D | 33 | 2 | 66.7% | 6.63% |
| 20 | Mortgage Investors Group | B | 29 | 29 | 0.0% | 6.49% |
| 21 | New Day Financial | F | 28 | 6 | 10.7% | 6.93% |
| 22 | Figure Lending | C | 27 | 8 | 37.0% | 7.83% |
| 23 | Geneva Financial | C | 26 | 16 | 7.7% | 6.63% |
| 24 | Loandepot.Com | D | 25 | 18 | 8.0% | 6.93% |
| 25 | Navy Federal Credit Union | D | 25 | 8 | 24.0% | 5.94% |
Best approval odds in Lee County
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | BankPlus | 177 | 10.2% |
| 2 | Guaranty Bank and Trust | 94 | 11.7% |
| 3 | Community Bank of Mississippi | 163 | 14.1% |
| 4 | Trustmark National Bank | 59 | 15.3% |
| 5 | Renasant Bank | 399 | 18.6% |
| 6 | Rocket Mortgage | 110 | 25.5% |
| 7 | Cadence Bank | 359 | 26.2% |
| 8 | Triad Financial Services | 53 | 28.3% |
| 9 | Regions Bank | 157 | 44.0% |
| 10 | 21st Mortgage | 89 | 84.3% |
What Lee County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Lee County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 2,842 | 1,579 | 22.2% | 7.13% | $125,000 |
| 2024 | 2,820 | 1,638 | 20.5% | 7.00% | $135,000 |
| 2025 | 3,208 | 1,784 | 20.7% | 6.75% | $135,000 |
Frequently asked questions
20.7% of applications in Lee County were denied in 2025, against 22.9% statewide in Mississippi.
Renasant Bank, with 467 applications in 2025 and a denial rate of 15.9%.
The median mortgage application in Lee County in 2025 was for $135,000; the median property value on originated loans was $245,000.