Mortgage Investors Group in Mississippi vs the state
2.2%Denial rate-20.77 pts vs state
2.2%Decision denial rate-26.28 pts vs state
91.7%Origination rate+38.80 pts vs state
6.50%Median rate-0.25 pts vs state
0.44Rate spread (pts)+0.11 pts vs state
$95kMedian applicant income
341Loans originated
8Denied
Trend in Mississippi
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 237 | 181 | 3.8% | 6.75% | #73 |
| 2024 | 261 | 229 | 2.3% | 6.88% | #71 |
| 2025 | 372 | 341 | 2.2% | 6.50% | #53 |
What Mortgage Investors Group lends in Mississippi
By loan purpose
By loan type
Why it denied Mississippi applicants
Where in Mississippi
Counties with the most Mortgage Investors Group applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Madison County | 39 | 38 | 0 | 0.0% |
| Rankin County | 37 | 36 | 0 | 0.0% |
| Pontotoc County | 30 | 28 | 0 | 0.0% |
| DeSoto County | 29 | 27 | 0 | 0.0% |
| Lee County | 29 | 29 | 0 | 0.0% |
| Hinds County | 24 | 23 | 0 | 0.0% |
| Union County | 22 | 19 | 2 | 9.1% |
| Lincoln County | 20 | 18 | 0 | 0.0% |
| Oktibbeha County | 16 | 14 | 0 | 0.0% |
| Lowndes County | 14 | 13 | 1 | 7.1% |
Other large lenders in Mississippi
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 6,764 | 48.5% | 10.56% |
| Trustmark National Bank | C | 5,531 | 12.5% | 6.75% |
| Cadence Bank | B | 5,301 | 19.2% | 7.25% |
| Regions Bank | C | 4,916 | 44.7% | 5.75% |
| Rocket Mortgage | C | 4,636 | 24.8% | 6.63% |
| Community Bank of Mississippi | C | 3,856 | 9.0% | 7.65% |
| Renasant Bank | B | 3,188 | 14.3% | 6.99% |
| Triad Financial Services | D | 3,140 | 34.4% | 8.76% |
| Vanderbilt Mortgage and Finance | F | 2,840 | 44.3% | 10.25% |
| BankPlus | B | 2,638 | 10.7% | 6.50% |
Frequently asked questions
Mississippi: 372 applications in 2025, of which 341 were originated and 8 denied.
2.2% of all applications, or 2.2% of the applications it actually decided on. The Mississippi statewide average across all lenders was 22.9%.
The median rate on loans Mortgage Investors Group originated in Mississippi in 2025 was 6.50%, against a statewide median of 6.75%.
About this data. Figures are Mortgage Investors Group's own HMDA filing for properties located in Mississippi, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology