BankPlus in Mississippi vs the state
10.7%Denial rate-12.23 pts vs state
12.2%Decision denial rate-16.24 pts vs state
74.8%Origination rate+21.92 pts vs state
6.50%Median rate-0.25 pts vs state
0.05Rate spread (pts)-0.28 pts vs state
$118kMedian applicant income
1,973Loans originated
282Denied
Trend in Mississippi
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 2,419 | 1,765 | 11.7% | 7.50% | #8 |
| 2024 | 2,521 | 1,921 | 10.9% | 7.13% | #8 |
| 2025 | 2,638 | 1,973 | 10.7% | 6.50% | #10 |
What BankPlus lends in Mississippi
By loan purpose
By loan type
Why it denied Mississippi applicants
Where in Mississippi
Counties with the most BankPlus applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Madison County | 414 | 320 | 28 | 6.8% |
| Hinds County | 372 | 264 | 53 | 14.2% |
| Rankin County | 253 | 201 | 19 | 7.5% |
| Lafayette County | 237 | 201 | 12 | 5.1% |
| Lee County | 206 | 156 | 18 | 8.7% |
| DeSoto County | 131 | 107 | 12 | 9.2% |
| Pearl River County | 123 | 83 | 17 | 13.8% |
| Yazoo County | 92 | 60 | 17 | 18.5% |
| Grenada County | 62 | 39 | 11 | 17.7% |
| Lauderdale County | 55 | 42 | 7 | 12.7% |
Other large lenders in Mississippi
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 6,764 | 48.5% | 10.56% |
| Trustmark National Bank | C | 5,531 | 12.5% | 6.75% |
| Cadence Bank | B | 5,301 | 19.2% | 7.25% |
| Regions Bank | C | 4,916 | 44.7% | 5.75% |
| Rocket Mortgage | C | 4,636 | 24.8% | 6.63% |
| Community Bank of Mississippi | C | 3,856 | 9.0% | 7.65% |
| Renasant Bank | B | 3,188 | 14.3% | 6.99% |
| Triad Financial Services | D | 3,140 | 34.4% | 8.76% |
| Vanderbilt Mortgage and Finance | F | 2,840 | 44.3% | 10.25% |
| Mortgage Research Center | C | 2,628 | 19.1% | 6.38% |
Frequently asked questions
Mississippi: 2,638 applications in 2025, of which 1,973 were originated and 282 denied.
10.7% of all applications, or 12.2% of the applications it actually decided on. The Mississippi statewide average across all lenders was 22.9%.
The median rate on loans BankPlus originated in Mississippi in 2025 was 6.50%, against a statewide median of 6.75%.
About this data. Figures are BankPlus's own HMDA filing for properties located in Mississippi, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology