Largest lenders in Yazoo County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | BankPlus | B | 92 | 60 | 18.5% | 6.63% |
| 2 | Bank of Yazoo City | B | 61 | 51 | 13.1% | — |
| 3 | 21st Mortgage | F | 56 | 10 | 41.1% | 10.50% |
| 4 | Regions Bank | C | 36 | 10 | 55.6% | 5.63% |
| 5 | Triad Financial Services | D | 30 | 7 | 33.3% | 8.74% |
| 6 | American Mortgage Bank | C | 27 | 13 | 7.4% | 6.25% |
| 7 | Trustmark National Bank | C | 23 | 15 | 8.7% | 7.13% |
| 8 | Mutual Credit Union | F | 19 | 5 | 42.1% | — |
| 9 | Rocket Mortgage | C | 13 | 7 | 38.5% | 7.25% |
| 10 | Vanderbilt Mortgage and Finance | F | 12 | 2 | 41.7% | 11.25% |
| 11 | FirstBank | C | 11 | 1 | 72.7% | 11.24% |
| 12 | Coastal Community Bank | C | 11 | 3 | 0.0% | 12.24% |
| 13 | Cadence Bank | B | 10 | 7 | 10.0% | 6.00% |
| 14 | AmeriSave Mortgage | D | 10 | 1 | 60.0% | 7.88% |
| 15 | Guild Mortgage | A | 10 | 8 | 10.0% | 6.75% |
| 16 | New Day Financial | F | 9 | 2 | 22.2% | 7.06% |
| 17 | Renasant Bank | B | 9 | 5 | 11.1% | 6.64% |
| 18 | Mortgage Research Center | C | 8 | 2 | 12.5% | 6.19% |
| 19 | Loandepot.Com | D | 7 | 4 | 0.0% | 7.31% |
| 20 | Community Bank of Mississippi | C | 7 | 7 | 0.0% | 6.55% |
| 21 | Pennymac Loan Services | C | 6 | 2 | 50.0% | 7.25% |
| 22 | United Shore Financial Services | B | 6 | 4 | 0.0% | 6.12% |
| 23 | Broker Solutions | D | 6 | 1 | 0.0% | 6.99% |
| 24 | PriorityOne Bank | B | 6 | 5 | 0.0% | 7.38% |
| 25 | Barrington Bank & Trust Company | C | 5 | 1 | 0.0% | 6.25% |
Best approval odds in Yazoo County
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | Bank of Yazoo City | 61 | 13.1% |
| 2 | BankPlus | 79 | 21.5% |
What Yazoo County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Yazoo County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 499 | 227 | 24.7% | 7.75% | $85,000 |
| 2024 | 590 | 276 | 28.6% | 7.44% | $85,000 |
| 2025 | 598 | 285 | 25.4% | 6.75% | $95,000 |
Frequently asked questions
25.4% of applications in Yazoo County were denied in 2025, against 22.9% statewide in Mississippi.
BankPlus, with 92 applications in 2025 and a denial rate of 18.5%.
The median mortgage application in Yazoo County in 2025 was for $95,000; the median property value on originated loans was $185,000.