Barrington Bank & Trust Company · Mississippi · 2025

Barrington Bank & Trust Company in Mississippi: approval rate, denial rate and rates (2025)

Barrington Bank & Trust Company took 92 mortgage applications in Mississippi in 2025, ranking #136 of 681 lenders active in the state. It originated 54.4% of them and denied 6.5% (10.2% of the applications it decided), against a statewide denial rate of 22.9%.

92Applicationsin MS
10.2%Decision denial ratestate 28.5%
6.49%Median ratestate 6.75%
$205,000Median loanstate $135,000
$11MVolume39 counties

Barrington Bank & Trust Company in Mississippi vs the state

6.5%Denial rate-16.40 pts vs state
10.2%Decision denial rate-18.28 pts vs state
54.4%Origination rate+1.48 pts vs state
6.49%Median rate-0.26 pts vs state
0.15Rate spread (pts)-0.18 pts vs state
$90kMedian applicant income
50Loans originated
6Denied

Trend in Mississippi

YearApplicationsOriginatedDenial rateMedian rateRank in state
2023864511.6%6.63%#119
2024134669.0%6.63%#99
202592506.5%6.49%#136

What Barrington Bank & Trust Company lends in Mississippi

By loan purpose

Home purchase 39 42% · 12.8% denied
Refinance 27 29% · 3.7% denied
Cash-out refinance 22 24% · 0.0% denied
Home improvement 1 1% · 0.0% denied
Other / HELOC 3 3% · 0.0% denied

By loan type

Conventional 16 17% · 0.0% denied
FHA 15 16% · 13.3% denied
VA 59 64% · 5.1% denied
USDA / RHS 2 2% · 50.0% denied

Why it denied Mississippi applicants

Debt-to-income ratio 2 33%
Insufficient cash 2 33%
Collateral 1 17%
Credit history 1 17%

Where in Mississippi

Counties with the most Barrington Bank & Trust Company applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Harrison County 1041 10.0%
Jackson County 750 0.0%
Forrest County 521 20.0%
Yazoo County 510 0.0%
Madison County 510 0.0%
Monroe County 410 0.0%
Hinds County 440 0.0%
Lafayette County 430 0.0%
DeSoto County 430 0.0%
Lauderdale County 310 0.0%

Other large lenders in Mississippi

LenderGradeApplicationsDenial rateMedian rate
21st MortgageF 6,76448.5%10.56%
Trustmark National BankC 5,53112.5%6.75%
Cadence BankB 5,30119.2%7.25%
Regions BankC 4,91644.7%5.75%
Rocket MortgageC 4,63624.8%6.63%
Community Bank of MississippiC 3,8569.0%7.65%
Renasant BankB 3,18814.3%6.99%
Triad Financial ServicesD 3,14034.4%8.76%
Vanderbilt Mortgage and FinanceF 2,84044.3%10.25%
BankPlusB 2,63810.7%6.50%

Frequently asked questions

Mississippi: 92 applications in 2025, of which 50 were originated and 6 denied.

6.5% of all applications, or 10.2% of the applications it actually decided on. The Mississippi statewide average across all lenders was 22.9%.

The median rate on loans Barrington Bank & Trust Company originated in Mississippi in 2025 was 6.49%, against a statewide median of 6.75%.

About this data. Figures are Barrington Bank & Trust Company's own HMDA filing for properties located in Mississippi, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology