Rocket Mortgage in Mississippi vs the state
24.8%Denial rate+1.89 pts vs state
26.9%Decision denial rate-1.53 pts vs state
64.7%Origination rate+11.78 pts vs state
6.63%Median rate-0.13 pts vs state
0.69Rate spread (pts)+0.35 pts vs state
$80kMedian applicant income
2,997Loans originated
1,150Denied
Trend in Mississippi
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 3,562 | 2,369 | 23.4% | 6.50% | #5 |
| 2024 | 3,890 | 2,626 | 23.0% | 6.50% | #5 |
| 2025 | 4,636 | 2,997 | 24.8% | 6.63% | #5 |
What Rocket Mortgage lends in Mississippi
By loan purpose
By loan type
Why it denied Mississippi applicants
Where in Mississippi
Counties with the most Rocket Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| DeSoto County | 545 | 363 | 114 | 20.9% |
| Harrison County | 422 | 270 | 101 | 23.9% |
| Rankin County | 319 | 228 | 60 | 18.8% |
| Hinds County | 288 | 172 | 85 | 29.5% |
| Jackson County | 287 | 188 | 63 | 22.0% |
| Madison County | 197 | 137 | 41 | 20.8% |
| Pearl River County | 141 | 92 | 30 | 21.3% |
| Lee County | 121 | 78 | 28 | 23.1% |
| Lamar County | 120 | 87 | 16 | 13.3% |
| Forrest County | 112 | 66 | 33 | 29.5% |
Other large lenders in Mississippi
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 6,764 | 48.5% | 10.56% |
| Trustmark National Bank | C | 5,531 | 12.5% | 6.75% |
| Cadence Bank | B | 5,301 | 19.2% | 7.25% |
| Regions Bank | C | 4,916 | 44.7% | 5.75% |
| Community Bank of Mississippi | C | 3,856 | 9.0% | 7.65% |
| Renasant Bank | B | 3,188 | 14.3% | 6.99% |
| Triad Financial Services | D | 3,140 | 34.4% | 8.76% |
| Vanderbilt Mortgage and Finance | F | 2,840 | 44.3% | 10.25% |
| BankPlus | B | 2,638 | 10.7% | 6.50% |
| Mortgage Research Center | C | 2,628 | 19.1% | 6.38% |
Frequently asked questions
Mississippi: 4,636 applications in 2025, of which 2,997 were originated and 1,150 denied.
24.8% of all applications, or 26.9% of the applications it actually decided on. The Mississippi statewide average across all lenders was 22.9%.
The median rate on loans Rocket Mortgage originated in Mississippi in 2025 was 6.63%, against a statewide median of 6.75%.
About this data. Figures are Rocket Mortgage's own HMDA filing for properties located in Mississippi, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology