Community Bank of Mississippi in Mississippi vs the state
9.0%Denial rate-13.95 pts vs state
9.7%Decision denial rate-18.79 pts vs state
78.2%Origination rate+25.37 pts vs state
7.65%Median rate+0.90 pts vs state
0.84Rate spread (pts)+0.50 pts vs state
$100kMedian applicant income
3,017Loans originated
346Denied
Trend in Mississippi
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 3,469 | 2,710 | 6.1% | 7.85% | #6 |
| 2024 | 3,507 | 2,730 | 7.3% | 8.35% | #6 |
| 2025 | 3,856 | 3,017 | 9.0% | 7.65% | #6 |
What Community Bank of Mississippi lends in Mississippi
By loan purpose
By loan type
Why it denied Mississippi applicants
Where in Mississippi
Counties with the most Community Bank of Mississippi applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Rankin County | 529 | 412 | 45 | 8.5% |
| Jones County | 517 | 419 | 46 | 8.9% |
| Hinds County | 319 | 239 | 34 | 10.7% |
| Harrison County | 290 | 219 | 29 | 10.0% |
| Jackson County | 202 | 154 | 17 | 8.4% |
| Lee County | 178 | 129 | 23 | 12.9% |
| DeSoto County | 177 | 144 | 11 | 6.2% |
| Madison County | 160 | 124 | 21 | 13.1% |
| Scott County | 135 | 106 | 15 | 11.1% |
| Monroe County | 118 | 99 | 9 | 7.6% |
Other large lenders in Mississippi
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 6,764 | 48.5% | 10.56% |
| Trustmark National Bank | C | 5,531 | 12.5% | 6.75% |
| Cadence Bank | B | 5,301 | 19.2% | 7.25% |
| Regions Bank | C | 4,916 | 44.7% | 5.75% |
| Rocket Mortgage | C | 4,636 | 24.8% | 6.63% |
| Renasant Bank | B | 3,188 | 14.3% | 6.99% |
| Triad Financial Services | D | 3,140 | 34.4% | 8.76% |
| Vanderbilt Mortgage and Finance | F | 2,840 | 44.3% | 10.25% |
| BankPlus | B | 2,638 | 10.7% | 6.50% |
| Mortgage Research Center | C | 2,628 | 19.1% | 6.38% |
Frequently asked questions
Mississippi: 3,856 applications in 2025, of which 3,017 were originated and 346 denied.
9.0% of all applications, or 9.7% of the applications it actually decided on. The Mississippi statewide average across all lenders was 22.9%.
The median rate on loans Community Bank of Mississippi originated in Mississippi in 2025 was 7.65%, against a statewide median of 6.75%.
About this data. Figures are Community Bank of Mississippi's own HMDA filing for properties located in Mississippi, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology