Bank of Yazoo City in Mississippi vs the state
10.5%Denial rate-12.44 pts vs state
10.5%Decision denial rate-17.97 pts vs state
87.9%Origination rate+35.03 pts vs state
—Median rate
—Rate spread (pts)
$110kMedian applicant income
109Loans originated
13Denied
Trend in Mississippi
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 77 | 60 | 15.6% | — | #127 |
| 2024 | 97 | 82 | 11.3% | — | #115 |
| 2025 | 124 | 109 | 10.5% | — | #112 |
What Bank of Yazoo City lends in Mississippi
By loan purpose
By loan type
Where in Mississippi
Counties with the most Bank of Yazoo City applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Yazoo County | 61 | 51 | 8 | 13.1% |
| Madison County | 19 | 19 | 0 | 0.0% |
| Rankin County | 18 | 17 | 1 | 5.6% |
| Hinds County | 16 | 14 | 2 | 12.5% |
| Bolivar County | 3 | 2 | 1 | 33.3% |
| Lafayette County | 2 | 2 | 0 | 0.0% |
| Oktibbeha County | 2 | 2 | 0 | 0.0% |
| Montgomery County | 1 | 1 | 0 | 0.0% |
| Holmes County | 1 | 1 | 0 | 0.0% |
| Scott County | 1 | 0 | 1 | 100.0% |
Other large lenders in Mississippi
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 6,764 | 48.5% | 10.56% |
| Trustmark National Bank | C | 5,531 | 12.5% | 6.75% |
| Cadence Bank | B | 5,301 | 19.2% | 7.25% |
| Regions Bank | C | 4,916 | 44.7% | 5.75% |
| Rocket Mortgage | C | 4,636 | 24.8% | 6.63% |
| Community Bank of Mississippi | C | 3,856 | 9.0% | 7.65% |
| Renasant Bank | B | 3,188 | 14.3% | 6.99% |
| Triad Financial Services | D | 3,140 | 34.4% | 8.76% |
| Vanderbilt Mortgage and Finance | F | 2,840 | 44.3% | 10.25% |
| BankPlus | B | 2,638 | 10.7% | 6.50% |
Frequently asked questions
Mississippi: 124 applications in 2025, of which 109 were originated and 13 denied.
10.5% of all applications, or 10.5% of the applications it actually decided on. The Mississippi statewide average across all lenders was 22.9%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Bank of Yazoo City's own HMDA filing for properties located in Mississippi, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology