Largest lenders in Bolivar County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Planters Bank & Trust | C | 68 | 53 | 8.8% | 8.09% |
| 2 | Cadence Bank | B | 41 | 36 | 2.4% | 6.49% |
| 3 | Guaranty Bank and Trust | D | 30 | 20 | 20.0% | 7.50% |
| 4 | Rocket Mortgage | C | 28 | 15 | 35.7% | 6.49% |
| 5 | Regions Bank | C | 27 | 4 | 59.3% | 5.87% |
| 6 | Baxter Credit Union | B | 22 | 8 | 36.4% | 7.13% |
| 7 | 21st Mortgage | F | 21 | 1 | 47.6% | 9.37% |
| 8 | Renasant Bank | B | 20 | 17 | 0.0% | 6.75% |
| 9 | Southern Bancorp Bank | C | 19 | 9 | 31.6% | 7.50% |
| 10 | Navy Federal Credit Union | D | 13 | 7 | 23.1% | 7.34% |
| 11 | BankPlus | B | 12 | 9 | 16.7% | 6.00% |
| 12 | Broker Solutions | D | 12 | 3 | 16.7% | 7.25% |
| 13 | Mortgage Research Center | C | 11 | 3 | 27.3% | 6.50% |
| 14 | Triad Financial Services | D | 10 | 2 | 50.0% | 9.00% |
| 15 | AmeriSave Mortgage | D | 9 | 0 | 88.9% | — |
| 16 | Newrez | D | 9 | 1 | 66.7% | 9.00% |
| 17 | FirstBank | C | 8 | 2 | 75.0% | 9.25% |
| 18 | Fidelity Bank | D | 8 | 6 | 12.5% | 6.88% |
| 19 | Loandepot.Com | D | 7 | 0 | 71.4% | — |
| 20 | Pennymac Loan Services | C | 5 | 2 | 40.0% | 6.06% |
| 21 | JPMorgan Chase Bank | B | 5 | 2 | 40.0% | 6.63% |
| 22 | Guild Mortgage | A | 5 | 4 | 0.0% | 7.25% |
| 23 | First Colony Mortgage | A | 5 | 3 | 0.0% | 6.75% |
Best approval odds in Bolivar County
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | Planters Bank & Trust | 60 | 10.0% |
What Bolivar County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Bolivar County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 541 | 267 | 27.4% | 7.13% | $105,000 |
| 2024 | 512 | 262 | 28.9% | 6.99% | $105,000 |
| 2025 | 525 | 274 | 24.4% | 7.00% | $115,000 |
Frequently asked questions
24.4% of applications in Bolivar County were denied in 2025, against 22.9% statewide in Mississippi.
Planters Bank & Trust, with 68 applications in 2025 and a denial rate of 8.8%.
The median mortgage application in Bolivar County in 2025 was for $115,000; the median property value on originated loans was $175,000.