Baxter Credit Union in Mississippi vs the state
38.6%Denial rate+15.68 pts vs state
40.0%Decision denial rate+11.55 pts vs state
42.1%Origination rate-10.76 pts vs state
6.88%Median rate+0.13 pts vs state
0.19Rate spread (pts)-0.15 pts vs state
$88kMedian applicant income
24Loans originated
22Denied
Trend in Mississippi
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 56 | 25 | 33.9% | 7.63% | #147 |
| 2024 | 53 | 19 | 34.0% | 6.88% | #155 |
| 2025 | 57 | 24 | 38.6% | 6.88% | #163 |
What Baxter Credit Union lends in Mississippi
By loan purpose
By loan type
Why it denied Mississippi applicants
Where in Mississippi
Counties with the most Baxter Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Bolivar County | 22 | 8 | 8 | 36.4% |
| DeSoto County | 15 | 4 | 9 | 60.0% |
| Sunflower County | 4 | 1 | 2 | 50.0% |
| Rankin County | 3 | 3 | 0 | 0.0% |
| Madison County | 2 | 2 | 0 | 0.0% |
| Coahoma County | 2 | 1 | 1 | 50.0% |
| Panola County | 1 | 1 | 0 | 0.0% |
| Lamar County | 1 | 0 | 1 | 100.0% |
| Oktibbeha County | 1 | 1 | 0 | 0.0% |
| Marshall County | 1 | 0 | 0 | 0.0% |
Other large lenders in Mississippi
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 6,764 | 48.5% | 10.56% |
| Trustmark National Bank | C | 5,531 | 12.5% | 6.75% |
| Cadence Bank | B | 5,301 | 19.2% | 7.25% |
| Regions Bank | C | 4,916 | 44.7% | 5.75% |
| Rocket Mortgage | C | 4,636 | 24.8% | 6.63% |
| Community Bank of Mississippi | C | 3,856 | 9.0% | 7.65% |
| Renasant Bank | B | 3,188 | 14.3% | 6.99% |
| Triad Financial Services | D | 3,140 | 34.4% | 8.76% |
| Vanderbilt Mortgage and Finance | F | 2,840 | 44.3% | 10.25% |
| BankPlus | B | 2,638 | 10.7% | 6.50% |
Frequently asked questions
Mississippi: 57 applications in 2025, of which 24 were originated and 22 denied.
38.6% of all applications, or 40.0% of the applications it actually decided on. The Mississippi statewide average across all lenders was 22.9%.
The median rate on loans Baxter Credit Union originated in Mississippi in 2025 was 6.88%, against a statewide median of 6.75%.
About this data. Figures are Baxter Credit Union's own HMDA filing for properties located in Mississippi, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology