Largest lenders in Sunflower County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Community Bank of Mississippi | C | 76 | 65 | 6.6% | 8.40% |
| 2 | Planters Bank & Trust | C | 72 | 53 | 13.9% | 8.21% |
| 3 | Hope Federal Credit Union | D | 34 | 25 | 26.5% | 6.88% |
| 4 | Guaranty Bank and Trust | D | 29 | 15 | 24.1% | 6.00% |
| 5 | Southern Bancorp Bank | C | 28 | 12 | 32.1% | 7.50% |
| 6 | 21st Mortgage | F | 21 | 5 | 42.9% | 12.12% |
| 7 | Regions Bank | C | 13 | 1 | 76.9% | 6.38% |
| 8 | Rocket Mortgage | C | 12 | 7 | 41.7% | 6.63% |
| 9 | Mortgage Research Center | C | 12 | 2 | 33.3% | 6.44% |
| 10 | BankPlus | B | 8 | 5 | 12.5% | 7.55% |
| 11 | Broker Solutions | D | 8 | 0 | 0.0% | — |
| 12 | Triad Financial Services | D | 8 | 3 | 37.5% | 7.58% |
| 13 | Cadence Bank | B | 7 | 4 | 42.9% | 6.81% |
| 14 | AmeriSave Mortgage | D | 7 | 0 | 57.1% | — |
| 15 | Newrez | D | 7 | 0 | 57.1% | — |
| 16 | Loandepot.Com | D | 7 | 2 | 57.1% | 5.81% |
| 17 | Vanderbilt Mortgage and Finance | F | 7 | 0 | 71.4% | — |
Best approval odds in Sunflower County
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | Community Bank of Mississippi | 73 | 6.9% |
| 2 | Planters Bank & Trust | 63 | 15.9% |
What Sunflower County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Sunflower County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 444 | 228 | 30.0% | 8.00% | $65,000 |
| 2024 | 459 | 269 | 25.7% | 8.50% | $65,000 |
| 2025 | 440 | 228 | 26.8% | 7.90% | $75,000 |
Frequently asked questions
26.8% of applications in Sunflower County were denied in 2025, against 22.9% statewide in Mississippi.
Community Bank of Mississippi, with 76 applications in 2025 and a denial rate of 6.6%.
The median mortgage application in Sunflower County in 2025 was for $75,000; the median property value on originated loans was $120,000.