Planters Bank & Trust in Mississippi vs the state
9.9%Denial rate-12.99 pts vs state
11.3%Decision denial rate-17.11 pts vs state
76.8%Origination rate+23.95 pts vs state
8.25%Median rate+1.50 pts vs state
—Rate spread (pts)
$73kMedian applicant income
348Loans originated
45Denied
Trend in Mississippi
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 507 | 403 | 10.9% | 8.50% | #42 |
| 2024 | 450 | 344 | 14.9% | 8.75% | #41 |
| 2025 | 453 | 348 | 9.9% | 8.25% | #43 |
What Planters Bank & Trust lends in Mississippi
By loan purpose
By loan type
Why it denied Mississippi applicants
Where in Mississippi
Counties with the most Planters Bank & Trust applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Washington County | 190 | 142 | 21 | 11.1% |
| Sunflower County | 72 | 53 | 10 | 13.9% |
| Bolivar County | 68 | 53 | 6 | 8.8% |
| Panola County | 22 | 20 | 1 | 4.5% |
| Leflore County | 21 | 18 | 1 | 4.8% |
| Coahoma County | 16 | 12 | 1 | 6.3% |
| DeSoto County | 14 | 9 | 1 | 7.1% |
| Tunica County | 9 | 8 | 0 | 0.0% |
| Lafayette County | 8 | 8 | 0 | 0.0% |
| Carroll County | 7 | 6 | 1 | 14.3% |
Other large lenders in Mississippi
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 6,764 | 48.5% | 10.56% |
| Trustmark National Bank | C | 5,531 | 12.5% | 6.75% |
| Cadence Bank | B | 5,301 | 19.2% | 7.25% |
| Regions Bank | C | 4,916 | 44.7% | 5.75% |
| Rocket Mortgage | C | 4,636 | 24.8% | 6.63% |
| Community Bank of Mississippi | C | 3,856 | 9.0% | 7.65% |
| Renasant Bank | B | 3,188 | 14.3% | 6.99% |
| Triad Financial Services | D | 3,140 | 34.4% | 8.76% |
| Vanderbilt Mortgage and Finance | F | 2,840 | 44.3% | 10.25% |
| BankPlus | B | 2,638 | 10.7% | 6.50% |
Frequently asked questions
Mississippi: 453 applications in 2025, of which 348 were originated and 45 denied.
9.9% of all applications, or 11.3% of the applications it actually decided on. The Mississippi statewide average across all lenders was 22.9%.
The median rate on loans Planters Bank & Trust originated in Mississippi in 2025 was 8.25%, against a statewide median of 6.75%.
About this data. Figures are Planters Bank & Trust's own HMDA filing for properties located in Mississippi, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology