Leflore County, Mississippi · 2025

Mortgage lenders in Leflore County, MS: denial rates and top lenders (2025)

69 lenders acted on 487 mortgage applications for properties in Leflore County in 2025. 25.9% were denied (Mississippi: 22.9%). Median rate on closed loans 6.88%; median loan $75,000; median property value $155,000.

487Applications
25.9%Denial ratestate 22.9%
6.88%Median ratestate 6.75%
$75,000Median loan
$155,000Median property value

Largest lenders in Leflore County

#LenderGradeApplicationsOriginatedDenial rateMedian rate
1 Unnamed lender 529900YKD9FOL6BFSG98 C 11382 15.9%
2 Guaranty Bank and Trust D 3515 51.4%7.13%
3 Firsttrust Home Loans B 3123 6.5%6.38%
4 Regions Bank C 299 55.2%4.99%
5 Trustmark National Bank C 2815 28.6%7.25%
6 Planters Bank & Trust C 2118 4.8%8.35%
7 21st Mortgage F 183 61.1%11.65%
8 Newrez D 142 42.9%6.56%
9 Rocket Mortgage C 149 28.6%7.25%
10 BankPlus B 129 16.7%6.50%
11 Broker Solutions D 120 25.0%
12 Hope Federal Credit Union D 1111 0.0%7.00%
13 CB&S Bank C 106 30.0%6.95%
14 Mortgage Research Center C 103 20.0%6.63%
15 Freedom Mortgage B 91 22.2%7.50%
16 Coastal Community Bank C 84 0.0%10.49%
17 New Day Financial F 73 14.3%6.99%
18 AmeriSave Mortgage D 61 83.3%9.88%
19 Community Bank of Mississippi C 65 0.0%7.50%
20 Navy Federal Credit Union D 62 50.0%7.74%
21 Stockton Mortgage D 54 0.0%6.42%

Best approval odds in Leflore County

Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.

#LenderDecidedDecision denial rate
1Unnamed lender 529900YKD9FOL6BFSG9810317.5%

What Leflore County borrowers applied for

By loan purpose

Home purchase 222 46% · 24.3% denied
Refinance 113 23% · 13.3% denied
Cash-out refinance 60 12% · 31.7% denied
Home improvement 50 10% · 48.0% denied
Other / HELOC 42 9% · 33.3% denied

By loan type

Conventional 361 74% · 28.5% denied
FHA 63 13% · 23.8% denied
VA 33 7% · 18.2% denied
USDA / RHS 30 6% · 6.7% denied

Why applications were denied

Credit history 49 46%
Debt-to-income ratio 23 22%
Incomplete application 13 12%
Collateral 12 11%
Other 5 5%
Employment history 3 3%
Insufficient cash 1 1%

Leflore County by year

YearApplicationsOriginatedDenial rateMedian rateMedian loan
202336217732.6%7.41%$85,000
202434816534.2%7.25%$90,000
202548725825.9%6.88%$75,000

Frequently asked questions

25.9% of applications in Leflore County were denied in 2025, against 22.9% statewide in Mississippi.

Unnamed lender 529900YKD9FOL6BFSG98, with 113 applications in 2025 and a denial rate of 15.9%.

The median mortgage application in Leflore County in 2025 was for $75,000; the median property value on originated loans was $155,000.