Stockton Mortgage in Mississippi vs the state
7.8%Denial rate-15.15 pts vs state
10.2%Decision denial rate-18.22 pts vs state
67.5%Origination rate+14.66 pts vs state
6.63%Median rate-0.13 pts vs state
0.59Rate spread (pts)+0.26 pts vs state
$75kMedian applicant income
391Loans originated
45Denied
Trend in Mississippi
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 568 | 367 | 7.0% | 6.75% | #38 |
| 2024 | 761 | 504 | 9.9% | 6.63% | #31 |
| 2025 | 579 | 391 | 7.8% | 6.63% | #35 |
What Stockton Mortgage lends in Mississippi
By loan purpose
By loan type
Why it denied Mississippi applicants
Where in Mississippi
Counties with the most Stockton Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| DeSoto County | 61 | 41 | 2 | 3.3% |
| Rankin County | 57 | 39 | 3 | 5.3% |
| Alcorn County | 48 | 37 | 2 | 4.2% |
| Monroe County | 47 | 37 | 2 | 4.3% |
| Tishomingo County | 40 | 31 | 0 | 0.0% |
| Jackson County | 23 | 18 | 1 | 4.3% |
| Harrison County | 22 | 11 | 3 | 13.6% |
| Forrest County | 20 | 11 | 3 | 15.0% |
| Lee County | 18 | 14 | 1 | 5.6% |
| Prentiss County | 16 | 10 | 4 | 25.0% |
Other large lenders in Mississippi
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 6,764 | 48.5% | 10.56% |
| Trustmark National Bank | C | 5,531 | 12.5% | 6.75% |
| Cadence Bank | B | 5,301 | 19.2% | 7.25% |
| Regions Bank | C | 4,916 | 44.7% | 5.75% |
| Rocket Mortgage | C | 4,636 | 24.8% | 6.63% |
| Community Bank of Mississippi | C | 3,856 | 9.0% | 7.65% |
| Renasant Bank | B | 3,188 | 14.3% | 6.99% |
| Triad Financial Services | D | 3,140 | 34.4% | 8.76% |
| Vanderbilt Mortgage and Finance | F | 2,840 | 44.3% | 10.25% |
| BankPlus | B | 2,638 | 10.7% | 6.50% |
Frequently asked questions
Mississippi: 579 applications in 2025, of which 391 were originated and 45 denied.
7.8% of all applications, or 10.2% of the applications it actually decided on. The Mississippi statewide average across all lenders was 22.9%.
The median rate on loans Stockton Mortgage originated in Mississippi in 2025 was 6.63%, against a statewide median of 6.75%.
About this data. Figures are Stockton Mortgage's own HMDA filing for properties located in Mississippi, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology