Largest lenders in Tishomingo County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Guaranty Bank and Trust | D | 103 | 69 | 23.3% | 7.13% |
| 2 | Rocket Mortgage | C | 43 | 22 | 39.5% | 6.75% |
| 3 | Stockton Mortgage | D | 40 | 31 | 0.0% | 6.63% |
| 4 | CB&S Bank | C | 35 | 24 | 17.1% | 6.53% |
| 5 | Renasant Bank | B | 34 | 24 | 11.8% | 6.88% |
| 6 | Cadence Bank | B | 31 | 21 | 25.8% | 7.50% |
| 7 | 21st Mortgage | F | 24 | 5 | 37.5% | 10.41% |
| 8 | Regions Bank | C | 17 | 6 | 47.1% | 6.19% |
| 9 | Mortgage Research Center | C | 16 | 11 | 18.8% | 6.50% |
| 10 | Vanderbilt Mortgage and Finance | F | 15 | 2 | 26.7% | 11.00% |
| 11 | Triad Financial Services | D | 12 | 3 | 33.3% | 7.80% |
| 12 | Pennymac Loan Services | C | 10 | 4 | 10.0% | 5.81% |
| 13 | Broker Solutions | D | 10 | 1 | 10.0% | 7.25% |
| 14 | United Shore Financial Services | B | 9 | 6 | 11.1% | 6.06% |
| 15 | AmeriSave Mortgage | D | 8 | 3 | 62.5% | 6.63% |
| 16 | Crosscountry Mortgage | B | 7 | 4 | 0.0% | 6.19% |
| 17 | New Day Financial | F | 7 | 1 | 0.0% | 6.99% |
| 18 | FirstBank | C | 7 | 2 | 42.9% | 9.09% |
| 19 | FORT FINANCIAL Federal Credit Union | D | 7 | 5 | 28.6% | 7.74% |
| 20 | Cardinal Financial Company, Limited Partnership | B | 6 | 3 | 16.7% | 5.25% |
| 21 | Freedom Mortgage | B | 6 | 3 | 0.0% | 6.25% |
| 22 | Lakeview Loan Servicing | C | 5 | 0 | 100.0% | — |
| 23 | Loandepot.Com | D | 5 | 3 | 40.0% | 6.63% |
| 24 | Trustmark National Bank | C | 5 | 3 | 20.0% | 6.43% |
Best approval odds in Tishomingo County
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | Guaranty Bank and Trust | 93 | 25.8% |
What Tishomingo County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Tishomingo County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 539 | 286 | 21.2% | 7.00% | $125,000 |
| 2024 | 572 | 328 | 21.2% | 6.75% | $115,000 |
| 2025 | 591 | 328 | 22.0% | 6.88% | $125,000 |
Frequently asked questions
22.0% of applications in Tishomingo County were denied in 2025, against 22.9% statewide in Mississippi.
Guaranty Bank and Trust, with 103 applications in 2025 and a denial rate of 23.3%.
The median mortgage application in Tishomingo County in 2025 was for $125,000; the median property value on originated loans was $195,000.