FORT FINANCIAL Federal Credit Union in Mississippi vs the state
27.8%Denial rate+4.86 pts vs state
33.9%Decision denial rate+5.45 pts vs state
54.2%Origination rate+1.30 pts vs state
6.88%Median rate+0.13 pts vs state
0.79Rate spread (pts)+0.45 pts vs state
$70kMedian applicant income
39Loans originated
20Denied
Trend in Mississippi
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 36 | 13 | 5.6% | 7.49% | #177 |
| 2024 | 38 | 17 | 26.3% | 8.00% | #178 |
| 2025 | 72 | 39 | 27.8% | 6.88% | #150 |
What FORT FINANCIAL Federal Credit Union lends in Mississippi
By loan purpose
By loan type
Why it denied Mississippi applicants
Where in Mississippi
Counties with the most FORT FINANCIAL Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Alcorn County | 48 | 26 | 11 | 22.9% |
| Lee County | 9 | 6 | 1 | 11.1% |
| Tishomingo County | 7 | 5 | 2 | 28.6% |
| Prentiss County | 5 | 2 | 3 | 60.0% |
| Union County | 1 | 0 | 1 | 100.0% |
| Tippah County | 1 | 0 | 1 | 100.0% |
| Itawamba County | 1 | 0 | 1 | 100.0% |
Other large lenders in Mississippi
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 6,764 | 48.5% | 10.56% |
| Trustmark National Bank | C | 5,531 | 12.5% | 6.75% |
| Cadence Bank | B | 5,301 | 19.2% | 7.25% |
| Regions Bank | C | 4,916 | 44.7% | 5.75% |
| Rocket Mortgage | C | 4,636 | 24.8% | 6.63% |
| Community Bank of Mississippi | C | 3,856 | 9.0% | 7.65% |
| Renasant Bank | B | 3,188 | 14.3% | 6.99% |
| Triad Financial Services | D | 3,140 | 34.4% | 8.76% |
| Vanderbilt Mortgage and Finance | F | 2,840 | 44.3% | 10.25% |
| BankPlus | B | 2,638 | 10.7% | 6.50% |
Frequently asked questions
Mississippi: 72 applications in 2025, of which 39 were originated and 20 denied.
27.8% of all applications, or 33.9% of the applications it actually decided on. The Mississippi statewide average across all lenders was 22.9%.
The median rate on loans FORT FINANCIAL Federal Credit Union originated in Mississippi in 2025 was 6.88%, against a statewide median of 6.75%.
About this data. Figures are FORT FINANCIAL Federal Credit Union's own HMDA filing for properties located in Mississippi, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology