Largest lenders in Tippah County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | 21st Mortgage | F | 84 | 16 | 41.7% | 10.53% |
| 2 | Regions Bank | C | 44 | 15 | 50.0% | 6.13% |
| 3 | CB&S Bank | C | 38 | 22 | 34.2% | 7.39% |
| 4 | Rocket Mortgage | C | 30 | 18 | 23.3% | 6.19% |
| 5 | Vanderbilt Mortgage and Finance | F | 24 | 1 | 58.3% | 9.50% |
| 6 | Triad Financial Services | D | 23 | 8 | 13.0% | 7.79% |
| 7 | Renasant Bank | B | 15 | 13 | 13.3% | 6.75% |
| 8 | First Community Mortgage | A | 13 | 11 | 15.4% | 6.38% |
| 9 | Broker Solutions | D | 11 | 2 | 18.2% | 7.25% |
| 10 | Pennymac Loan Services | C | 9 | 2 | 22.2% | 5.93% |
| 11 | Cadence Bank | B | 9 | 7 | 22.2% | 7.50% |
| 12 | Mortgage Research Center | C | 9 | 6 | 11.1% | 6.25% |
| 13 | Guaranty Bank and Trust | D | 9 | 8 | 11.1% | 7.13% |
| 14 | Mortgage Investors Group | B | 8 | 8 | 0.0% | 6.50% |
| 15 | Cardinal Financial Company, Limited Partnership | B | 7 | 5 | 0.0% | 6.25% |
| 16 | Bank of Holly Springs | A | 7 | 7 | 0.0% | — |
| 17 | AmeriSave Mortgage | D | 5 | 0 | 80.0% | — |
| 18 | Magnolia Bank | C | 5 | 3 | 0.0% | 6.49% |
| 19 | Mutual of Omaha Mortgage | C | 5 | 3 | 20.0% | 6.38% |
| 20 | Coastal Community Bank | C | 5 | 0 | 0.0% | — |
| 21 | Trustmark National Bank | C | 5 | 3 | 0.0% | 6.77% |
Best approval odds in Tippah County
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | 21st Mortgage | 52 | 67.3% |
What Tippah County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Tippah County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 404 | 165 | 29.7% | 7.00% | $95,000 |
| 2024 | 463 | 197 | 27.4% | 6.99% | $115,000 |
| 2025 | 480 | 196 | 30.8% | 6.75% | $105,000 |
Frequently asked questions
30.8% of applications in Tippah County were denied in 2025, against 22.9% statewide in Mississippi.
21st Mortgage, with 84 applications in 2025 and a denial rate of 41.7%.
The median mortgage application in Tippah County in 2025 was for $105,000; the median property value on originated loans was $175,000.