Bank of Holly Springs in Mississippi vs the state
8.1%Denial rate-14.86 pts vs state
8.1%Decision denial rate-20.39 pts vs state
82.7%Origination rate+29.79 pts vs state
—Median rate
—Rate spread (pts)
$80kMedian applicant income
205Loans originated
20Denied
Trend in Mississippi
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 263 | 228 | 4.6% | — | #63 |
| 2024 | 239 | 190 | 6.7% | — | #76 |
| 2025 | 248 | 205 | 8.1% | — | #75 |
What Bank of Holly Springs lends in Mississippi
By loan purpose
By loan type
Why it denied Mississippi applicants
Where in Mississippi
Counties with the most Bank of Holly Springs applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Marshall County | 133 | 112 | 12 | 9.0% |
| Benton County | 38 | 31 | 1 | 2.6% |
| DeSoto County | 26 | 19 | 4 | 15.4% |
| Lafayette County | 15 | 13 | 0 | 0.0% |
| Union County | 14 | 11 | 0 | 0.0% |
| Tippah County | 7 | 7 | 0 | 0.0% |
| Tate County | 6 | 3 | 3 | 50.0% |
| Yalobusha County | 2 | 2 | 0 | 0.0% |
| Tishomingo County | 1 | 1 | 0 | 0.0% |
| Lee County | 1 | 1 | 0 | 0.0% |
Other large lenders in Mississippi
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 6,764 | 48.5% | 10.56% |
| Trustmark National Bank | C | 5,531 | 12.5% | 6.75% |
| Cadence Bank | B | 5,301 | 19.2% | 7.25% |
| Regions Bank | C | 4,916 | 44.7% | 5.75% |
| Rocket Mortgage | C | 4,636 | 24.8% | 6.63% |
| Community Bank of Mississippi | C | 3,856 | 9.0% | 7.65% |
| Renasant Bank | B | 3,188 | 14.3% | 6.99% |
| Triad Financial Services | D | 3,140 | 34.4% | 8.76% |
| Vanderbilt Mortgage and Finance | F | 2,840 | 44.3% | 10.25% |
| BankPlus | B | 2,638 | 10.7% | 6.50% |
Frequently asked questions
Mississippi: 248 applications in 2025, of which 205 were originated and 20 denied.
8.1% of all applications, or 8.1% of the applications it actually decided on. The Mississippi statewide average across all lenders was 22.9%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Bank of Holly Springs's own HMDA filing for properties located in Mississippi, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology