Largest lenders in Benton County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | 21st Mortgage | F | 60 | 10 | 41.7% | 10.13% |
| 2 | Bank of Holly Springs | A | 38 | 31 | 2.6% | — |
| 3 | Vanderbilt Mortgage and Finance | F | 22 | 1 | 54.6% | 10.99% |
| 4 | Regions Bank | C | 14 | 6 | 35.7% | 4.99% |
| 5 | Triad Financial Services | D | 13 | 7 | 23.1% | 8.23% |
| 6 | Mortgage Research Center | C | 12 | 6 | 33.3% | 7.06% |
| 7 | Rocket Mortgage | C | 11 | 8 | 18.2% | 6.38% |
| 8 | FirstBank | C | 9 | 1 | 44.4% | 9.49% |
| 9 | Broker Solutions | D | 9 | 4 | 0.0% | 6.43% |
| 10 | Renasant Bank | B | 7 | 3 | 14.3% | 6.93% |
| 11 | Pennymac Loan Services | C | 6 | 1 | 50.0% | 5.99% |
| 12 | Premier Mortgage Resources | B | 6 | 3 | 0.0% | 6.63% |
| 13 | Trustmark National Bank | C | 6 | 1 | 16.7% | 6.75% |
| 14 | Mortgage Investors Group | B | 5 | 5 | 0.0% | 6.25% |
| 15 | Navy Federal Credit Union | D | 5 | 2 | 0.0% | 6.19% |
| 16 | Coastal Community Bank | C | 5 | 0 | 0.0% | — |
What Benton County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Benton County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 213 | 101 | 32.4% | 7.00% | $105,000 |
| 2024 | 216 | 90 | 30.1% | 7.19% | $105,000 |
| 2025 | 321 | 144 | 24.3% | 6.75% | $115,000 |
Frequently asked questions
24.3% of applications in Benton County were denied in 2025, against 22.9% statewide in Mississippi.
21st Mortgage, with 60 applications in 2025 and a denial rate of 41.7%.
The median mortgage application in Benton County in 2025 was for $115,000; the median property value on originated loans was $205,000.