Premier Mortgage Resources in Mississippi vs the state
8.2%Denial rate-14.74 pts vs state
10.9%Decision denial rate-17.53 pts vs state
66.7%Origination rate+13.80 pts vs state
6.50%Median rate-0.25 pts vs state
0.74Rate spread (pts)+0.40 pts vs state
$72kMedian applicant income
106Loans originated
13Denied
Trend in Mississippi
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 26 | 19 | 11.5% | 6.50% | #211 |
| 2025 | 159 | 106 | 8.2% | 6.50% | #99 |
What Premier Mortgage Resources lends in Mississippi
By loan purpose
By loan type
Why it denied Mississippi applicants
Where in Mississippi
Counties with the most Premier Mortgage Resources applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| DeSoto County | 79 | 53 | 10 | 12.7% |
| Lee County | 12 | 7 | 0 | 0.0% |
| Panola County | 9 | 6 | 1 | 11.1% |
| Grenada County | 8 | 6 | 1 | 12.5% |
| Union County | 8 | 6 | 1 | 12.5% |
| Benton County | 6 | 3 | 0 | 0.0% |
| Tate County | 6 | 4 | 0 | 0.0% |
| Pontotoc County | 4 | 4 | 0 | 0.0% |
| Marshall County | 3 | 2 | 0 | 0.0% |
| Montgomery County | 3 | 2 | 0 | 0.0% |
Other large lenders in Mississippi
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 6,764 | 48.5% | 10.56% |
| Trustmark National Bank | C | 5,531 | 12.5% | 6.75% |
| Cadence Bank | B | 5,301 | 19.2% | 7.25% |
| Regions Bank | C | 4,916 | 44.7% | 5.75% |
| Rocket Mortgage | C | 4,636 | 24.8% | 6.63% |
| Community Bank of Mississippi | C | 3,856 | 9.0% | 7.65% |
| Renasant Bank | B | 3,188 | 14.3% | 6.99% |
| Triad Financial Services | D | 3,140 | 34.4% | 8.76% |
| Vanderbilt Mortgage and Finance | F | 2,840 | 44.3% | 10.25% |
| BankPlus | B | 2,638 | 10.7% | 6.50% |
Frequently asked questions
Mississippi: 159 applications in 2025, of which 106 were originated and 13 denied.
8.2% of all applications, or 10.9% of the applications it actually decided on. The Mississippi statewide average across all lenders was 22.9%.
The median rate on loans Premier Mortgage Resources originated in Mississippi in 2025 was 6.50%, against a statewide median of 6.75%.
About this data. Figures are Premier Mortgage Resources's own HMDA filing for properties located in Mississippi, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology