Largest lenders in Tate County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | BankFirst Financial Services | A | 81 | 59 | 18.5% | 8.00% |
| 2 | Guaranty Bank and Trust | D | 56 | 40 | 8.9% | 6.88% |
| 3 | Regions Bank | C | 53 | 23 | 39.6% | 6.75% |
| 4 | Rocket Mortgage | C | 51 | 25 | 41.2% | 6.49% |
| 5 | Cadence Bank | B | 41 | 29 | 14.6% | 7.00% |
| 6 | Trustmark National Bank | C | 39 | 28 | 7.7% | 6.22% |
| 7 | 21st Mortgage | F | 37 | 7 | 48.7% | 10.88% |
| 8 | Eagle Bank and Trust | A | 32 | 21 | 9.4% | 6.50% |
| 9 | Vanderbilt Mortgage and Finance | F | 32 | 2 | 37.5% | 11.38% |
| 10 | Pennymac Loan Services | C | 30 | 12 | 13.3% | 6.31% |
| 11 | Mortgage Research Center | C | 27 | 10 | 18.5% | 6.44% |
| 12 | Freedom Mortgage | B | 26 | 7 | 11.5% | 6.25% |
| 13 | AmeriSave Mortgage | D | 22 | 6 | 68.2% | 8.63% |
| 14 | CMG Mortgage | A | 21 | 15 | 14.3% | 6.17% |
| 15 | Swbc Mortgage | A | 21 | 14 | 9.5% | 6.50% |
| 16 | Union Home Mortgage | B | 20 | 17 | 5.0% | 5.75% |
| 17 | Broker Solutions | D | 20 | 6 | 15.0% | 7.25% |
| 18 | United Shore Financial Services | B | 19 | 12 | 15.8% | 6.13% |
| 19 | Community Mortgage | A | 17 | 14 | 5.9% | 6.37% |
| 20 | First Horizon Bank | B | 16 | 5 | 56.3% | 7.63% |
| 21 | First Security Bank, Batesville, Mississippi | B | 15 | 12 | 13.3% | — |
| 22 | Renasant Bank | B | 13 | 9 | 23.1% | 7.50% |
| 23 | BankPlus | B | 12 | 10 | 8.3% | 6.50% |
| 24 | Navy Federal Credit Union | D | 12 | 3 | 41.7% | 6.75% |
| 25 | Community Bank of Mississippi | C | 11 | 10 | 0.0% | 6.38% |
Best approval odds in Tate County
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | BankFirst Financial Services | 76 | 19.7% |
What Tate County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Tate County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 944 | 510 | 19.9% | 6.88% | $145,000 |
| 2024 | 956 | 564 | 19.7% | 6.88% | $145,000 |
| 2025 | 1,013 | 540 | 21.6% | 6.63% | $165,000 |
Frequently asked questions
21.6% of applications in Tate County were denied in 2025, against 22.9% statewide in Mississippi.
BankFirst Financial Services, with 81 applications in 2025 and a denial rate of 18.5%.
The median mortgage application in Tate County in 2025 was for $165,000; the median property value on originated loans was $285,000.