CMG Mortgage in Mississippi vs the state
5.9%Denial rate-17.06 pts vs state
7.2%Decision denial rate-21.28 pts vs state
66.3%Origination rate+13.45 pts vs state
6.25%Median rate-0.50 pts vs state
0.22Rate spread (pts)-0.11 pts vs state
$80kMedian applicant income
770Loans originated
68Denied
Trend in Mississippi
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 804 | 518 | 4.6% | 6.75% | #22 |
| 2024 | 1,030 | 669 | 5.8% | 6.63% | #23 |
| 2025 | 1,161 | 770 | 5.9% | 6.25% | #22 |
What CMG Mortgage lends in Mississippi
By loan purpose
By loan type
Why it denied Mississippi applicants
Where in Mississippi
Counties with the most CMG Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Harrison County | 446 | 296 | 21 | 4.7% |
| Jackson County | 280 | 197 | 17 | 6.1% |
| DeSoto County | 112 | 78 | 2 | 1.8% |
| Hancock County | 111 | 76 | 8 | 7.2% |
| Pearl River County | 30 | 22 | 1 | 3.3% |
| Tate County | 21 | 15 | 3 | 14.3% |
| Stone County | 17 | 15 | 1 | 5.9% |
| George County | 16 | 10 | 4 | 25.0% |
| Lamar County | 13 | 8 | 0 | 0.0% |
| Hinds County | 11 | 4 | 4 | 36.4% |
Other large lenders in Mississippi
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 6,764 | 48.5% | 10.56% |
| Trustmark National Bank | C | 5,531 | 12.5% | 6.75% |
| Cadence Bank | B | 5,301 | 19.2% | 7.25% |
| Regions Bank | C | 4,916 | 44.7% | 5.75% |
| Rocket Mortgage | C | 4,636 | 24.8% | 6.63% |
| Community Bank of Mississippi | C | 3,856 | 9.0% | 7.65% |
| Renasant Bank | B | 3,188 | 14.3% | 6.99% |
| Triad Financial Services | D | 3,140 | 34.4% | 8.76% |
| Vanderbilt Mortgage and Finance | F | 2,840 | 44.3% | 10.25% |
| BankPlus | B | 2,638 | 10.7% | 6.50% |
Frequently asked questions
Mississippi: 1,161 applications in 2025, of which 770 were originated and 68 denied.
5.9% of all applications, or 7.2% of the applications it actually decided on. The Mississippi statewide average across all lenders was 22.9%.
The median rate on loans CMG Mortgage originated in Mississippi in 2025 was 6.25%, against a statewide median of 6.75%.
About this data. Figures are CMG Mortgage's own HMDA filing for properties located in Mississippi, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology