Largest lenders in Stone County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | 21st Mortgage | F | 76 | 14 | 38.2% | 10.27% |
| 2 | Keesler | D | 51 | 25 | 33.3% | 6.13% |
| 3 | Triad Financial Services | D | 42 | 18 | 19.1% | 8.49% |
| 4 | Vanderbilt Mortgage and Finance | F | 41 | 5 | 39.0% | 10.50% |
| 5 | Rocket Mortgage | C | 35 | 27 | 17.1% | 6.13% |
| 6 | Bank of Wiggins | – | 32 | 32 | 0.0% | — |
| 7 | Mortgage Research Center | C | 23 | 11 | 8.7% | 5.99% |
| 8 | Cadence Bank | B | 20 | 12 | 20.0% | 6.75% |
| 9 | Broker Solutions | D | 20 | 9 | 5.0% | 7.19% |
| 10 | Credit Human Federal Credit Union | D | 18 | 1 | 66.7% | 8.60% |
| 11 | Freedom Mortgage | B | 18 | 8 | 11.1% | 6.19% |
| 12 | CMG Mortgage | A | 17 | 15 | 5.9% | 6.50% |
| 13 | Loandepot.Com | D | 17 | 11 | 35.3% | 6.63% |
| 14 | Renasant Bank | B | 17 | 11 | 17.7% | 7.31% |
| 15 | United Shore Financial Services | B | 16 | 7 | 18.8% | 6.00% |
| 16 | Navy Federal Credit Union | D | 16 | 6 | 37.5% | 9.19% |
| 17 | Community Bank of Mississippi | C | 14 | 10 | 0.0% | 8.25% |
| 18 | Trustmark National Bank | C | 13 | 10 | 15.4% | 6.50% |
| 19 | Regions Bank | C | 11 | 8 | 27.3% | 6.88% |
| 20 | FirstBank | C | 11 | 2 | 63.6% | 8.11% |
| 21 | Newrez | D | 11 | 6 | 18.2% | 6.25% |
| 22 | The Peoples Bank, Biloxi, Mississippi | B | 11 | 5 | 18.2% | — |
| 23 | Southwest Stage Funding | F | 9 | 1 | 22.2% | 9.40% |
| 24 | Hancock Whitney Bank | B | 8 | 3 | 25.0% | 4.99% |
| 25 | Guild Mortgage | A | 8 | 5 | 12.5% | 7.25% |
What Stone County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Stone County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 630 | 297 | 25.7% | 6.75% | $135,000 |
| 2024 | 625 | 320 | 24.8% | 6.99% | $135,000 |
| 2025 | 698 | 335 | 23.2% | 6.63% | $135,000 |
Frequently asked questions
23.2% of applications in Stone County were denied in 2025, against 22.9% statewide in Mississippi.
21st Mortgage, with 76 applications in 2025 and a denial rate of 38.2%.
The median mortgage application in Stone County in 2025 was for $135,000; the median property value on originated loans was $225,000.