Keesler in Mississippi vs the state
40.4%Denial rate+17.46 pts vs state
47.5%Decision denial rate+19.00 pts vs state
44.0%Origination rate-8.86 pts vs state
6.75%Median rate0.00 pts vs state
-0.42Rate spread (pts)-0.75 pts vs state
$89kMedian applicant income
1,066Loans originated
978Denied
Trend in Mississippi
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,789 | 839 | 34.9% | 4.00% | #12 |
| 2024 | 2,056 | 887 | 37.8% | 5.75% | #12 |
| 2025 | 2,422 | 1,066 | 40.4% | 6.75% | #12 |
What Keesler lends in Mississippi
By loan purpose
By loan type
Why it denied Mississippi applicants
Where in Mississippi
Counties with the most Keesler applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Harrison County | 765 | 353 | 301 | 39.3% |
| Jackson County | 528 | 232 | 200 | 37.9% |
| Hancock County | 224 | 114 | 85 | 37.9% |
| Pearl River County | 198 | 86 | 73 | 36.9% |
| Rankin County | 120 | 48 | 57 | 47.5% |
| Madison County | 104 | 46 | 42 | 40.4% |
| Forrest County | 101 | 49 | 43 | 42.6% |
| Lamar County | 84 | 35 | 38 | 45.2% |
| Hinds County | 52 | 18 | 26 | 50.0% |
| Stone County | 51 | 25 | 17 | 33.3% |
Other large lenders in Mississippi
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 6,764 | 48.5% | 10.56% |
| Trustmark National Bank | C | 5,531 | 12.5% | 6.75% |
| Cadence Bank | B | 5,301 | 19.2% | 7.25% |
| Regions Bank | C | 4,916 | 44.7% | 5.75% |
| Rocket Mortgage | C | 4,636 | 24.8% | 6.63% |
| Community Bank of Mississippi | C | 3,856 | 9.0% | 7.65% |
| Renasant Bank | B | 3,188 | 14.3% | 6.99% |
| Triad Financial Services | D | 3,140 | 34.4% | 8.76% |
| Vanderbilt Mortgage and Finance | F | 2,840 | 44.3% | 10.25% |
| BankPlus | B | 2,638 | 10.7% | 6.50% |
Frequently asked questions
Mississippi: 2,422 applications in 2025, of which 1,066 were originated and 978 denied.
40.4% of all applications, or 47.5% of the applications it actually decided on. The Mississippi statewide average across all lenders was 22.9%.
The median rate on loans Keesler originated in Mississippi in 2025 was 6.75%, against a statewide median of 6.75%.
About this data. Figures are Keesler's own HMDA filing for properties located in Mississippi, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology