Largest lenders in Hancock County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Keesler | D | 224 | 114 | 38.0% | 6.88% |
| 2 | CMG Mortgage | A | 111 | 76 | 7.2% | 6.63% |
| 3 | Hancock Whitney Bank | B | 101 | 65 | 20.8% | 4.99% |
| 4 | Rocket Mortgage | C | 98 | 64 | 21.4% | 6.88% |
| 5 | Regions Bank | C | 80 | 39 | 32.5% | 5.75% |
| 6 | Mortgage Research Center | C | 70 | 30 | 22.9% | 6.38% |
| 7 | United Shore Financial Services | B | 68 | 41 | 22.1% | 6.50% |
| 8 | 21st Mortgage | F | 63 | 7 | 54.0% | 10.17% |
| 9 | Navy Federal Credit Union | D | 58 | 32 | 15.5% | 6.25% |
| 10 | Freedom Mortgage | B | 53 | 28 | 3.8% | 6.25% |
| 11 | Community Bank of Mississippi | C | 45 | 36 | 4.4% | 7.75% |
| 12 | Triad Financial Services | D | 40 | 16 | 30.0% | 7.76% |
| 13 | Vanderbilt Mortgage and Finance | F | 38 | 4 | 42.1% | 10.75% |
| 14 | Cadence Bank | B | 36 | 24 | 19.4% | 6.75% |
| 15 | Broker Solutions | D | 36 | 19 | 11.1% | 6.75% |
| 16 | AmeriSave Mortgage | D | 34 | 10 | 52.9% | 7.13% |
| 17 | Renasant Bank | B | 34 | 25 | 14.7% | 7.25% |
| 18 | Trustmark National Bank | C | 33 | 25 | 18.2% | 6.84% |
| 19 | BankPlus | B | 31 | 24 | 6.5% | 7.31% |
| 20 | New Day Financial | F | 30 | 5 | 13.3% | 6.88% |
| 21 | GMFS | A | 30 | 19 | 0.0% | 6.63% |
| 22 | Primelending, a Plainscapital | A | 28 | 20 | 3.6% | 6.75% |
| 23 | Pennymac Loan Services | C | 27 | 14 | 14.8% | 7.31% |
| 24 | Crosscountry Mortgage | B | 27 | 18 | 3.7% | 6.75% |
| 25 | Dsld Mortgage | A | 27 | 21 | 0.0% | 6.50% |
Best approval odds in Hancock County
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | CMG Mortgage | 90 | 8.9% |
| 2 | Hancock Whitney Bank | 90 | 23.3% |
| 3 | Rocket Mortgage | 86 | 24.4% |
| 4 | United Shore Financial Services | 59 | 25.4% |
| 5 | Regions Bank | 68 | 38.2% |
| 6 | Keesler | 202 | 42.1% |
What Hancock County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Hancock County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 1,957 | 976 | 23.1% | 6.99% | $155,000 |
| 2024 | 2,054 | 1,053 | 23.6% | 6.88% | $155,000 |
| 2025 | 2,204 | 1,223 | 20.8% | 6.75% | $175,000 |
Frequently asked questions
20.8% of applications in Hancock County were denied in 2025, against 22.9% statewide in Mississippi.
Keesler, with 224 applications in 2025 and a denial rate of 38.0%.
The median mortgage application in Hancock County in 2025 was for $175,000; the median property value on originated loans was $285,000.