Primelending, a Plainscapital in Mississippi vs the state
5.5%Denial rate-17.45 pts vs state
6.1%Decision denial rate-22.35 pts vs state
76.3%Origination rate+23.41 pts vs state
6.63%Median rate-0.13 pts vs state
0.41Rate spread (pts)+0.07 pts vs state
$82kMedian applicant income
209Loans originated
15Denied
Trend in Mississippi
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 170 | 112 | 7.7% | 7.13% | #89 |
| 2024 | 233 | 159 | 12.5% | 6.88% | #78 |
| 2025 | 274 | 209 | 5.5% | 6.63% | #71 |
What Primelending, a Plainscapital lends in Mississippi
By loan purpose
By loan type
Why it denied Mississippi applicants
Where in Mississippi
Counties with the most Primelending, a Plainscapital applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| DeSoto County | 73 | 62 | 2 | 2.7% |
| Harrison County | 41 | 35 | 2 | 4.9% |
| Pearl River County | 32 | 25 | 1 | 3.1% |
| Hancock County | 28 | 20 | 1 | 3.6% |
| Jackson County | 18 | 12 | 0 | 0.0% |
| Marshall County | 7 | 2 | 1 | 14.3% |
| Rankin County | 6 | 3 | 1 | 16.7% |
| Lee County | 6 | 4 | 0 | 0.0% |
| Lamar County | 5 | 4 | 0 | 0.0% |
| Hinds County | 5 | 5 | 0 | 0.0% |
Other large lenders in Mississippi
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 6,764 | 48.5% | 10.56% |
| Trustmark National Bank | C | 5,531 | 12.5% | 6.75% |
| Cadence Bank | B | 5,301 | 19.2% | 7.25% |
| Regions Bank | C | 4,916 | 44.7% | 5.75% |
| Rocket Mortgage | C | 4,636 | 24.8% | 6.63% |
| Community Bank of Mississippi | C | 3,856 | 9.0% | 7.65% |
| Renasant Bank | B | 3,188 | 14.3% | 6.99% |
| Triad Financial Services | D | 3,140 | 34.4% | 8.76% |
| Vanderbilt Mortgage and Finance | F | 2,840 | 44.3% | 10.25% |
| BankPlus | B | 2,638 | 10.7% | 6.50% |
Frequently asked questions
Mississippi: 274 applications in 2025, of which 209 were originated and 15 denied.
5.5% of all applications, or 6.1% of the applications it actually decided on. The Mississippi statewide average across all lenders was 22.9%.
The median rate on loans Primelending, a Plainscapital originated in Mississippi in 2025 was 6.63%, against a statewide median of 6.75%.
About this data. Figures are Primelending, a Plainscapital's own HMDA filing for properties located in Mississippi, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology