United Shore Financial Services in Mississippi vs the state
13.9%Denial rate-9.03 pts vs state
16.4%Decision denial rate-12.08 pts vs state
67.8%Origination rate+14.93 pts vs state
6.13%Median rate-0.62 pts vs state
0.10Rate spread (pts)-0.24 pts vs state
$76kMedian applicant income
1,430Loans originated
293Denied
Trend in Mississippi
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 809 | 621 | 10.6% | 6.75% | #21 |
| 2024 | 1,382 | 998 | 12.8% | 6.51% | #14 |
| 2025 | 2,109 | 1,430 | 13.9% | 6.13% | #13 |
What United Shore Financial Services lends in Mississippi
By loan purpose
By loan type
Why it denied Mississippi applicants
Where in Mississippi
Counties with the most United Shore Financial Services applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Hinds County | 311 | 199 | 49 | 15.8% |
| DeSoto County | 284 | 202 | 36 | 12.7% |
| Harrison County | 238 | 165 | 29 | 12.2% |
| Rankin County | 200 | 155 | 25 | 12.5% |
| Madison County | 177 | 154 | 6 | 3.4% |
| Jackson County | 111 | 67 | 18 | 16.2% |
| Hancock County | 68 | 41 | 15 | 22.1% |
| Lauderdale County | 53 | 27 | 11 | 20.8% |
| Forrest County | 48 | 26 | 11 | 22.9% |
| Pearl River County | 48 | 32 | 7 | 14.6% |
Other large lenders in Mississippi
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 6,764 | 48.5% | 10.56% |
| Trustmark National Bank | C | 5,531 | 12.5% | 6.75% |
| Cadence Bank | B | 5,301 | 19.2% | 7.25% |
| Regions Bank | C | 4,916 | 44.7% | 5.75% |
| Rocket Mortgage | C | 4,636 | 24.8% | 6.63% |
| Community Bank of Mississippi | C | 3,856 | 9.0% | 7.65% |
| Renasant Bank | B | 3,188 | 14.3% | 6.99% |
| Triad Financial Services | D | 3,140 | 34.4% | 8.76% |
| Vanderbilt Mortgage and Finance | F | 2,840 | 44.3% | 10.25% |
| BankPlus | B | 2,638 | 10.7% | 6.50% |
Frequently asked questions
Mississippi: 2,109 applications in 2025, of which 1,430 were originated and 293 denied.
13.9% of all applications, or 16.4% of the applications it actually decided on. The Mississippi statewide average across all lenders was 22.9%.
The median rate on loans United Shore Financial Services originated in Mississippi in 2025 was 6.13%, against a statewide median of 6.75%.
About this data. Figures are United Shore Financial Services's own HMDA filing for properties located in Mississippi, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology