Broker Solutions · Mississippi · 2025

Broker Solutions in Mississippi: approval rate, denial rate and rates (2025)

Broker Solutions took 1,585 mortgage applications in Mississippi in 2025, ranking #15 of 681 lenders active in the state. It originated 36.0% of them and denied 9.7% (20.9% of the applications it decided), against a statewide denial rate of 22.9%.

1.6kApplicationsin MS
20.9%Decision denial ratestate 28.5%
6.88%Median ratestate 6.75%
$145,000Median loanstate $135,000
$115MVolume79 counties

Broker Solutions in Mississippi vs the state

9.7%Denial rate-13.27 pts vs state
20.9%Decision denial rate-7.55 pts vs state
36.0%Origination rate-16.84 pts vs state
6.88%Median rate+0.13 pts vs state
0.92Rate spread (pts)+0.59 pts vs state
$67kMedian applicant income
571Loans originated
153Denied

Trend in Mississippi

YearApplicationsOriginatedDenial rateMedian rateRank in state
202360124311.2%6.75%#33
20241,18941813.5%7.00%#18
20251,5855719.7%6.88%#15

What Broker Solutions lends in Mississippi

By loan purpose

Home purchase 587 37% · 6.0% denied
Refinance 172 11% · 8.7% denied
Cash-out refinance 511 32% · 9.0% denied
Home improvement 69 4% · 10.1% denied
Other / HELOC 246 16% · 20.3% denied

By loan type

Conventional 523 33% · 6.1% denied
FHA 899 57% · 11.7% denied
VA 147 9% · 8.8% denied
USDA / RHS 16 1% · 18.8% denied

Why it denied Mississippi applicants

Credit history 89 58%
Other 21 14%
Collateral 15 10%
Unverifiable information 9 6%
Incomplete application 8 5%
Debt-to-income ratio 6 4%
Insufficient cash 3 2%
Employment history 2 1%

Where in Mississippi

Counties with the most Broker Solutions applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
DeSoto County 1445214 9.7%
Harrison County 117499 7.7%
Jackson County 1023617 16.7%
Hinds County 94289 9.6%
Rankin County 77369 11.7%
Madison County 733211 15.1%
Lamar County 67404 6.0%
Pearl River County 52214 7.7%
Forrest County 52262 3.8%
Lafayette County 49360 0.0%

Other large lenders in Mississippi

LenderGradeApplicationsDenial rateMedian rate
21st MortgageF 6,76448.5%10.56%
Trustmark National BankC 5,53112.5%6.75%
Cadence BankB 5,30119.2%7.25%
Regions BankC 4,91644.7%5.75%
Rocket MortgageC 4,63624.8%6.63%
Community Bank of MississippiC 3,8569.0%7.65%
Renasant BankB 3,18814.3%6.99%
Triad Financial ServicesD 3,14034.4%8.76%
Vanderbilt Mortgage and FinanceF 2,84044.3%10.25%
BankPlusB 2,63810.7%6.50%

Frequently asked questions

Mississippi: 1,585 applications in 2025, of which 571 were originated and 153 denied.

9.7% of all applications, or 20.9% of the applications it actually decided on. The Mississippi statewide average across all lenders was 22.9%.

The median rate on loans Broker Solutions originated in Mississippi in 2025 was 6.88%, against a statewide median of 6.75%.

About this data. Figures are Broker Solutions's own HMDA filing for properties located in Mississippi, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology