Hancock Whitney Bank in Mississippi vs the state
25.7%Denial rate+2.74 pts vs state
29.0%Decision denial rate+0.57 pts vs state
60.4%Origination rate+7.51 pts vs state
6.00%Median rate-0.75 pts vs state
-0.28Rate spread (pts)-0.61 pts vs state
$85kMedian applicant income
480Loans originated
204Denied
Trend in Mississippi
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 795 | 434 | 23.0% | 7.69% | #23 |
| 2024 | 796 | 481 | 22.7% | 7.13% | #30 |
| 2025 | 795 | 480 | 25.7% | 6.00% | #29 |
What Hancock Whitney Bank lends in Mississippi
By loan purpose
By loan type
Why it denied Mississippi applicants
Where in Mississippi
Counties with the most Hancock Whitney Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Harrison County | 258 | 161 | 65 | 25.2% |
| Jackson County | 127 | 76 | 44 | 34.6% |
| Hancock County | 101 | 65 | 21 | 20.8% |
| Pearl River County | 77 | 42 | 23 | 29.9% |
| Lamar County | 59 | 39 | 13 | 22.0% |
| Forrest County | 50 | 28 | 12 | 24.0% |
| Madison County | 18 | 11 | 1 | 5.6% |
| Hinds County | 16 | 7 | 7 | 43.8% |
| Jones County | 13 | 8 | 2 | 15.4% |
| Lafayette County | 9 | 7 | 2 | 22.2% |
Other large lenders in Mississippi
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 6,764 | 48.5% | 10.56% |
| Trustmark National Bank | C | 5,531 | 12.5% | 6.75% |
| Cadence Bank | B | 5,301 | 19.2% | 7.25% |
| Regions Bank | C | 4,916 | 44.7% | 5.75% |
| Rocket Mortgage | C | 4,636 | 24.8% | 6.63% |
| Community Bank of Mississippi | C | 3,856 | 9.0% | 7.65% |
| Renasant Bank | B | 3,188 | 14.3% | 6.99% |
| Triad Financial Services | D | 3,140 | 34.4% | 8.76% |
| Vanderbilt Mortgage and Finance | F | 2,840 | 44.3% | 10.25% |
| BankPlus | B | 2,638 | 10.7% | 6.50% |
Frequently asked questions
Mississippi: 795 applications in 2025, of which 480 were originated and 204 denied.
25.7% of all applications, or 29.0% of the applications it actually decided on. The Mississippi statewide average across all lenders was 22.9%.
The median rate on loans Hancock Whitney Bank originated in Mississippi in 2025 was 6.00%, against a statewide median of 6.75%.
About this data. Figures are Hancock Whitney Bank's own HMDA filing for properties located in Mississippi, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology