Crosscountry Mortgage in Mississippi vs the state
4.5%Denial rate-18.46 pts vs state
7.1%Decision denial rate-21.38 pts vs state
57.3%Origination rate+4.41 pts vs state
6.63%Median rate-0.13 pts vs state
0.54Rate spread (pts)+0.21 pts vs state
$80kMedian applicant income
539Loans originated
42Denied
Trend in Mississippi
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,247 | 619 | 3.1% | 6.75% | #17 |
| 2024 | 1,090 | 573 | 2.8% | 6.69% | #20 |
| 2025 | 941 | 539 | 4.5% | 6.63% | #28 |
What Crosscountry Mortgage lends in Mississippi
By loan purpose
By loan type
Why it denied Mississippi applicants
Where in Mississippi
Counties with the most Crosscountry Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Harrison County | 177 | 115 | 2 | 1.1% |
| DeSoto County | 145 | 94 | 9 | 6.2% |
| Jackson County | 92 | 52 | 3 | 3.3% |
| Lincoln County | 45 | 29 | 2 | 4.4% |
| Madison County | 36 | 24 | 4 | 11.1% |
| Hinds County | 32 | 13 | 4 | 12.5% |
| Lamar County | 31 | 16 | 1 | 3.2% |
| Hancock County | 27 | 18 | 1 | 3.7% |
| Forrest County | 27 | 23 | 0 | 0.0% |
| Rankin County | 25 | 18 | 0 | 0.0% |
Other large lenders in Mississippi
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 6,764 | 48.5% | 10.56% |
| Trustmark National Bank | C | 5,531 | 12.5% | 6.75% |
| Cadence Bank | B | 5,301 | 19.2% | 7.25% |
| Regions Bank | C | 4,916 | 44.7% | 5.75% |
| Rocket Mortgage | C | 4,636 | 24.8% | 6.63% |
| Community Bank of Mississippi | C | 3,856 | 9.0% | 7.65% |
| Renasant Bank | B | 3,188 | 14.3% | 6.99% |
| Triad Financial Services | D | 3,140 | 34.4% | 8.76% |
| Vanderbilt Mortgage and Finance | F | 2,840 | 44.3% | 10.25% |
| BankPlus | B | 2,638 | 10.7% | 6.50% |
Frequently asked questions
Mississippi: 941 applications in 2025, of which 539 were originated and 42 denied.
4.5% of all applications, or 7.1% of the applications it actually decided on. The Mississippi statewide average across all lenders was 22.9%.
The median rate on loans Crosscountry Mortgage originated in Mississippi in 2025 was 6.63%, against a statewide median of 6.75%.
About this data. Figures are Crosscountry Mortgage's own HMDA filing for properties located in Mississippi, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology