Southwest Stage Funding in Mississippi vs the state
11.0%Denial rate-11.94 pts vs state
21.7%Decision denial rate-6.73 pts vs state
24.5%Origination rate-28.38 pts vs state
8.35%Median rate+1.60 pts vs state
2.56Rate spread (pts)+2.22 pts vs state
$65kMedian applicant income
107Loans originated
48Denied
Trend in Mississippi
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 255 | 175 | 22.0% | 8.65% | #66 |
| 2024 | 296 | 99 | 9.1% | 8.35% | #64 |
| 2025 | 437 | 107 | 11.0% | 8.35% | #44 |
What Southwest Stage Funding lends in Mississippi
By loan purpose
By loan type
Why it denied Mississippi applicants
Where in Mississippi
Counties with the most Southwest Stage Funding applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Lincoln County | 20 | 5 | 1 | 5.0% |
| Panola County | 20 | 7 | 3 | 15.0% |
| Walthall County | 16 | 4 | 3 | 18.8% |
| Jackson County | 14 | 0 | 3 | 21.4% |
| Rankin County | 14 | 4 | 1 | 7.1% |
| Harrison County | 13 | 3 | 0 | 0.0% |
| Pearl River County | 12 | 4 | 0 | 0.0% |
| Jones County | 12 | 4 | 1 | 8.3% |
| Lauderdale County | 11 | 2 | 3 | 27.3% |
| Simpson County | 11 | 4 | 1 | 9.1% |
Other large lenders in Mississippi
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 6,764 | 48.5% | 10.56% |
| Trustmark National Bank | C | 5,531 | 12.5% | 6.75% |
| Cadence Bank | B | 5,301 | 19.2% | 7.25% |
| Regions Bank | C | 4,916 | 44.7% | 5.75% |
| Rocket Mortgage | C | 4,636 | 24.8% | 6.63% |
| Community Bank of Mississippi | C | 3,856 | 9.0% | 7.65% |
| Renasant Bank | B | 3,188 | 14.3% | 6.99% |
| Triad Financial Services | D | 3,140 | 34.4% | 8.76% |
| Vanderbilt Mortgage and Finance | F | 2,840 | 44.3% | 10.25% |
| BankPlus | B | 2,638 | 10.7% | 6.50% |
Frequently asked questions
Mississippi: 437 applications in 2025, of which 107 were originated and 48 denied.
11.0% of all applications, or 21.7% of the applications it actually decided on. The Mississippi statewide average across all lenders was 22.9%.
The median rate on loans Southwest Stage Funding originated in Mississippi in 2025 was 8.35%, against a statewide median of 6.75%.
About this data. Figures are Southwest Stage Funding's own HMDA filing for properties located in Mississippi, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology