Bank of Wiggins · Mississippi · 2025

Bank of Wiggins in Mississippi: approval rate, denial rate and rates (2025)

Bank of Wiggins took 58 mortgage applications in Mississippi in 2025, ranking #162 of 681 lenders active in the state. It originated 100.0% of them and denied 0.0% (0.0% of the applications it decided), against a statewide denial rate of 22.9%.

58Applicationsin MS
0.0%Decision denial ratestate 28.5%
Median ratestate 6.75%
$75,000Median loanstate $135,000
$5.6MVolume9 counties

Bank of Wiggins in Mississippi vs the state

0.0%Denial rate-22.92 pts vs state
0.0%Decision denial rate-28.45 pts vs state
100.0%Origination rate+47.13 pts vs state
Median rate
Rate spread (pts)
$89kMedian applicant income
58Loans originated
0Denied

Trend in Mississippi

YearApplicationsOriginatedDenial rateMedian rateRank in state
202360600.0%#142
202461600.0%#145
202558580.0%#162

What Bank of Wiggins lends in Mississippi

By loan purpose

Home purchase 15 26% · 0.0% denied
Refinance 31 53% · 0.0% denied
Home improvement 5 9% · 0.0% denied
Other / HELOC 7 12% · 0.0% denied

By loan type

Conventional 58 100% · 0.0% denied

Where in Mississippi

Counties with the most Bank of Wiggins applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Stone County 32320 0.0%
Harrison County 880 0.0%
Forrest County 770 0.0%
Perry County 550 0.0%
Pearl River County 220 0.0%
Lamar County 110 0.0%
George County 110 0.0%
Jefferson Davis County 110 0.0%
Jackson County 110 0.0%

Other large lenders in Mississippi

LenderGradeApplicationsDenial rateMedian rate
21st MortgageF 6,76448.5%10.56%
Trustmark National BankC 5,53112.5%6.75%
Cadence BankB 5,30119.2%7.25%
Regions BankC 4,91644.7%5.75%
Rocket MortgageC 4,63624.8%6.63%
Community Bank of MississippiC 3,8569.0%7.65%
Renasant BankB 3,18814.3%6.99%
Triad Financial ServicesD 3,14034.4%8.76%
Vanderbilt Mortgage and FinanceF 2,84044.3%10.25%
BankPlusB 2,63810.7%6.50%

Frequently asked questions

Mississippi: 58 applications in 2025, of which 58 were originated and 0 denied.

0.0% of all applications, or 0.0% of the applications it actually decided on. The Mississippi statewide average across all lenders was 22.9%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are Bank of Wiggins's own HMDA filing for properties located in Mississippi, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology