Largest lenders in Perry County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | 21st Mortgage | F | 61 | 14 | 41.0% | 10.64% |
| 2 | Triad Financial Services | D | 34 | 7 | 38.2% | 7.73% |
| 3 | Vanderbilt Mortgage and Finance | F | 32 | 2 | 43.8% | 10.38% |
| 4 | Community Bank of Mississippi | C | 20 | 17 | 10.0% | 8.50% |
| 5 | Trustmark National Bank | C | 19 | 15 | 10.5% | 7.25% |
| 6 | Cadence Bank | B | 14 | 8 | 21.4% | 7.25% |
| 7 | First Southern Bank | C | 14 | 11 | 14.3% | — |
| 8 | Keesler | D | 13 | 3 | 69.2% | 8.00% |
| 9 | Rocket Mortgage | C | 13 | 8 | 38.5% | 6.19% |
| 10 | FirstBank | C | 10 | 2 | 50.0% | 9.99% |
| 11 | Regions Bank | C | 9 | 5 | 22.2% | 7.25% |
| 12 | Renasant Bank | B | 8 | 6 | 12.5% | 5.89% |
| 13 | Credit Human Federal Credit Union | D | 7 | 0 | 85.7% | — |
| 14 | Mortgage Research Center | C | 7 | 5 | 0.0% | 6.63% |
| 15 | Pennymac Loan Services | C | 6 | 1 | 33.3% | 5.63% |
| 16 | Equity Prime Mortgage | D | 6 | 3 | 16.7% | 7.13% |
| 17 | Guild Mortgage | A | 6 | 4 | 0.0% | 7.56% |
| 18 | AmeriSave Mortgage | D | 5 | 1 | 60.0% | 12.00% |
| 19 | Magnolia Bank | C | 5 | 3 | 20.0% | 6.63% |
| 20 | United Shore Financial Services | B | 5 | 3 | 20.0% | 6.50% |
| 21 | Southwest Stage Funding | F | 5 | 3 | 0.0% | 6.38% |
| 22 | Bank of Wiggins | – | 5 | 5 | 0.0% | — |
What Perry County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Perry County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 411 | 128 | 36.5% | 8.00% | $95,000 |
| 2024 | 345 | 156 | 29.6% | 7.95% | $105,000 |
| 2025 | 378 | 163 | 28.8% | 7.25% | $115,000 |
Frequently asked questions
28.8% of applications in Perry County were denied in 2025, against 22.9% statewide in Mississippi.
21st Mortgage, with 61 applications in 2025 and a denial rate of 41.0%.
The median mortgage application in Perry County in 2025 was for $115,000; the median property value on originated loans was $175,000.