Guild Mortgage in Mississippi vs the state
5.9%Denial rate-17.05 pts vs state
7.1%Decision denial rate-21.31 pts vs state
70.8%Origination rate+17.88 pts vs state
6.50%Median rate-0.25 pts vs state
0.45Rate spread (pts)+0.12 pts vs state
$87kMedian applicant income
808Loans originated
67Denied
Trend in Mississippi
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 71 | 44 | 9.9% | 6.63% | #134 |
| 2024 | 465 | 312 | 7.5% | 6.63% | #40 |
| 2025 | 1,142 | 808 | 5.9% | 6.50% | #23 |
What Guild Mortgage lends in Mississippi
By loan purpose
By loan type
Why it denied Mississippi applicants
Where in Mississippi
Counties with the most Guild Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Rankin County | 203 | 142 | 11 | 5.4% |
| Harrison County | 156 | 94 | 13 | 8.3% |
| Madison County | 119 | 85 | 6 | 5.0% |
| DeSoto County | 98 | 76 | 0 | 0.0% |
| Hinds County | 88 | 61 | 6 | 6.8% |
| Jackson County | 76 | 58 | 4 | 5.3% |
| Lafayette County | 40 | 30 | 3 | 7.5% |
| Lamar County | 32 | 28 | 0 | 0.0% |
| Warren County | 30 | 27 | 1 | 3.3% |
| Simpson County | 27 | 21 | 1 | 3.7% |
Other large lenders in Mississippi
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 6,764 | 48.5% | 10.56% |
| Trustmark National Bank | C | 5,531 | 12.5% | 6.75% |
| Cadence Bank | B | 5,301 | 19.2% | 7.25% |
| Regions Bank | C | 4,916 | 44.7% | 5.75% |
| Rocket Mortgage | C | 4,636 | 24.8% | 6.63% |
| Community Bank of Mississippi | C | 3,856 | 9.0% | 7.65% |
| Renasant Bank | B | 3,188 | 14.3% | 6.99% |
| Triad Financial Services | D | 3,140 | 34.4% | 8.76% |
| Vanderbilt Mortgage and Finance | F | 2,840 | 44.3% | 10.25% |
| BankPlus | B | 2,638 | 10.7% | 6.50% |
Frequently asked questions
Mississippi: 1,142 applications in 2025, of which 808 were originated and 67 denied.
5.9% of all applications, or 7.1% of the applications it actually decided on. The Mississippi statewide average across all lenders was 22.9%.
The median rate on loans Guild Mortgage originated in Mississippi in 2025 was 6.50%, against a statewide median of 6.75%.
About this data. Figures are Guild Mortgage's own HMDA filing for properties located in Mississippi, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology