Equity Prime Mortgage in Mississippi vs the state
11.9%Denial rate-11.07 pts vs state
22.1%Decision denial rate-6.37 pts vs state
41.8%Origination rate-11.06 pts vs state
6.63%Median rate-0.13 pts vs state
0.49Rate spread (pts)+0.15 pts vs state
$77kMedian applicant income
120Loans originated
34Denied
Trend in Mississippi
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 114 | 78 | 3.5% | 6.75% | #108 |
| 2024 | 186 | 114 | 3.8% | 6.75% | #88 |
| 2025 | 287 | 120 | 11.9% | 6.63% | #67 |
What Equity Prime Mortgage lends in Mississippi
By loan purpose
By loan type
Why it denied Mississippi applicants
Where in Mississippi
Counties with the most Equity Prime Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| DeSoto County | 25 | 14 | 3 | 12.0% |
| Lamar County | 24 | 8 | 3 | 12.5% |
| Forrest County | 22 | 11 | 4 | 18.2% |
| Harrison County | 20 | 5 | 3 | 15.0% |
| Hinds County | 19 | 7 | 2 | 10.5% |
| Rankin County | 15 | 8 | 2 | 13.3% |
| Jones County | 13 | 6 | 1 | 7.7% |
| Lowndes County | 11 | 3 | 3 | 27.3% |
| Pearl River County | 11 | 2 | 3 | 27.3% |
| Jackson County | 10 | 6 | 0 | 0.0% |
Other large lenders in Mississippi
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 6,764 | 48.5% | 10.56% |
| Trustmark National Bank | C | 5,531 | 12.5% | 6.75% |
| Cadence Bank | B | 5,301 | 19.2% | 7.25% |
| Regions Bank | C | 4,916 | 44.7% | 5.75% |
| Rocket Mortgage | C | 4,636 | 24.8% | 6.63% |
| Community Bank of Mississippi | C | 3,856 | 9.0% | 7.65% |
| Renasant Bank | B | 3,188 | 14.3% | 6.99% |
| Triad Financial Services | D | 3,140 | 34.4% | 8.76% |
| Vanderbilt Mortgage and Finance | F | 2,840 | 44.3% | 10.25% |
| BankPlus | B | 2,638 | 10.7% | 6.50% |
Frequently asked questions
Mississippi: 287 applications in 2025, of which 120 were originated and 34 denied.
11.9% of all applications, or 22.1% of the applications it actually decided on. The Mississippi statewide average across all lenders was 22.9%.
The median rate on loans Equity Prime Mortgage originated in Mississippi in 2025 was 6.63%, against a statewide median of 6.75%.
About this data. Figures are Equity Prime Mortgage's own HMDA filing for properties located in Mississippi, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology