George County, Mississippi · 2025

Mortgage lenders in George County, MS: denial rates and top lenders (2025)

114 lenders acted on 967 mortgage applications for properties in George County in 2025. 22.8% were denied (Mississippi: 22.9%). Median rate on closed loans 6.63%; median loan $155,000; median property value $225,000.

967Applications
22.8%Denial ratestate 22.9%
6.63%Median ratestate 6.75%
$155,000Median loan
$225,000Median property value

Largest lenders in George County

#LenderGradeApplicationsOriginatedDenial rateMedian rate
1 Trustmark National Bank C 8666 9.3%6.38%
2 Dhi Mortgage Company B 8456 14.3%4.99%
3 21st Mortgage F 7718 36.4%10.89%
4 Community Bank of Mississippi C 7356 13.7%7.75%
5 Rocket Mortgage C 4624 41.3%6.81%
6 Triad Financial Services D 4315 27.9%8.55%
7 Vanderbilt Mortgage and Finance F 383 42.1%9.50%
8 Merchants & Marine Bank C 2818 14.3%7.13%
9 Keesler D 268 46.2%6.13%
10 Singing River Federal Credit Union 2618 11.5%
11 Mortgage Research Center C 2111 19.1%6.63%
12 First Federal Savings and Loan Association C 2117 4.8%
13 Fairway Independent Mortgage B 1811 22.2%6.75%
14 Freedom Mortgage B 1810 5.6%6.06%
15 Broker Solutions D 177 0.0%7.13%
16 CMG Mortgage A 1610 25.0%6.13%
17 Century Bank 1510 13.3%
18 AmeriSave Mortgage D 145 64.3%7.63%
19 Pennymac Loan Services C 137 7.7%6.63%
20 FirstBank C 133 53.9%9.14%
21 Navy Federal Credit Union D 128 33.3%6.31%
22 New Day Financial F 112 18.2%6.37%
23 United Shore Financial Services B 118 9.1%6.52%
24 Guild Mortgage A 99 0.0%6.88%
25 Unnamed lender 254900CRPFBFJUTD8P12 B 97 11.1%

Best approval odds in George County

Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.

#LenderDecidedDecision denial rate
1Trustmark National Bank7410.8%
2Community Bank of Mississippi7014.3%
3Dhi Mortgage Company6917.4%

What George County borrowers applied for

By loan purpose

Home purchase 648 67% · 18.4% denied
Refinance 103 11% · 23.3% denied
Cash-out refinance 119 12% · 32.8% denied
Home improvement 36 4% · 33.3% denied
Other / HELOC 61 6% · 42.6% denied

By loan type

Conventional 621 64% · 25.9% denied
FHA 198 20% · 18.2% denied
VA 115 12% · 17.4% denied
USDA / RHS 33 3% · 9.1% denied

Why applications were denied

Credit history 85 40%
Debt-to-income ratio 41 19%
Collateral 26 12%
Incomplete application 16 8%
Other 15 7%
Unverifiable information 13 6%
Insufficient cash 10 5%
Employment history 7 3%

George County by year

YearApplicationsOriginatedDenial rateMedian rateMedian loan
202387146721.6%6.88%$135,000
202489244825.6%6.75%$145,000
202596752222.8%6.63%$155,000

Frequently asked questions

22.8% of applications in George County were denied in 2025, against 22.9% statewide in Mississippi.

Trustmark National Bank, with 86 applications in 2025 and a denial rate of 9.3%.

The median mortgage application in George County in 2025 was for $155,000; the median property value on originated loans was $225,000.