Dhi Mortgage Company in Mississippi vs the state
16.9%Denial rate-6.06 pts vs state
20.6%Decision denial rate-7.82 pts vs state
63.6%Origination rate+10.74 pts vs state
4.99%Median rate-1.76 pts vs state
-1.36Rate spread (pts)-1.69 pts vs state
$84kMedian applicant income
645Loans originated
171Denied
Trend in Mississippi
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 712 | 536 | 7.3% | 5.25% | #26 |
| 2024 | 905 | 616 | 11.2% | 4.99% | #25 |
| 2025 | 1,014 | 645 | 16.9% | 4.99% | #26 |
What Dhi Mortgage Company lends in Mississippi
By loan purpose
By loan type
Why it denied Mississippi applicants
Where in Mississippi
Counties with the most Dhi Mortgage Company applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Harrison County | 260 | 192 | 37 | 14.2% |
| Marshall County | 204 | 116 | 44 | 21.6% |
| Jackson County | 132 | 88 | 12 | 9.1% |
| DeSoto County | 102 | 65 | 10 | 9.8% |
| George County | 84 | 56 | 12 | 14.3% |
| Rankin County | 77 | 45 | 11 | 14.3% |
| Hinds County | 66 | 31 | 24 | 36.4% |
| Madison County | 35 | 16 | 14 | 40.0% |
| Forrest County | 32 | 26 | 2 | 6.3% |
| Lamar County | 15 | 9 | 2 | 13.3% |
Other large lenders in Mississippi
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 6,764 | 48.5% | 10.56% |
| Trustmark National Bank | C | 5,531 | 12.5% | 6.75% |
| Cadence Bank | B | 5,301 | 19.2% | 7.25% |
| Regions Bank | C | 4,916 | 44.7% | 5.75% |
| Rocket Mortgage | C | 4,636 | 24.8% | 6.63% |
| Community Bank of Mississippi | C | 3,856 | 9.0% | 7.65% |
| Renasant Bank | B | 3,188 | 14.3% | 6.99% |
| Triad Financial Services | D | 3,140 | 34.4% | 8.76% |
| Vanderbilt Mortgage and Finance | F | 2,840 | 44.3% | 10.25% |
| BankPlus | B | 2,638 | 10.7% | 6.50% |
Frequently asked questions
Mississippi: 1,014 applications in 2025, of which 645 were originated and 171 denied.
16.9% of all applications, or 20.6% of the applications it actually decided on. The Mississippi statewide average across all lenders was 22.9%.
The median rate on loans Dhi Mortgage Company originated in Mississippi in 2025 was 4.99%, against a statewide median of 6.75%.
About this data. Figures are Dhi Mortgage Company's own HMDA filing for properties located in Mississippi, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology