Singing River Federal Credit Union in Mississippi vs the state
12.8%Denial rate-10.13 pts vs state
13.4%Decision denial rate-15.04 pts vs state
72.1%Origination rate+19.22 pts vs state
—Median rate
—Rate spread (pts)
$108kMedian applicant income
62Loans originated
11Denied
Trend in Mississippi
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 78 | 51 | 19.2% | — | #125 |
| 2024 | 71 | 40 | 19.7% | — | #134 |
| 2025 | 86 | 62 | 12.8% | — | #137 |
What Singing River Federal Credit Union lends in Mississippi
By loan purpose
By loan type
Where in Mississippi
Counties with the most Singing River Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Jackson County | 38 | 27 | 5 | 13.2% |
| George County | 26 | 18 | 3 | 11.5% |
| Greene County | 14 | 11 | 2 | 14.3% |
| Lauderdale County | 3 | 3 | 0 | 0.0% |
| Wayne County | 2 | 1 | 0 | 0.0% |
| Stone County | 1 | 0 | 1 | 100.0% |
| Harrison County | 1 | 1 | 0 | 0.0% |
| Clarke County | 1 | 1 | 0 | 0.0% |
Other large lenders in Mississippi
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 6,764 | 48.5% | 10.56% |
| Trustmark National Bank | C | 5,531 | 12.5% | 6.75% |
| Cadence Bank | B | 5,301 | 19.2% | 7.25% |
| Regions Bank | C | 4,916 | 44.7% | 5.75% |
| Rocket Mortgage | C | 4,636 | 24.8% | 6.63% |
| Community Bank of Mississippi | C | 3,856 | 9.0% | 7.65% |
| Renasant Bank | B | 3,188 | 14.3% | 6.99% |
| Triad Financial Services | D | 3,140 | 34.4% | 8.76% |
| Vanderbilt Mortgage and Finance | F | 2,840 | 44.3% | 10.25% |
| BankPlus | B | 2,638 | 10.7% | 6.50% |
Frequently asked questions
Mississippi: 86 applications in 2025, of which 62 were originated and 11 denied.
12.8% of all applications, or 13.4% of the applications it actually decided on. The Mississippi statewide average across all lenders was 22.9%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Singing River Federal Credit Union's own HMDA filing for properties located in Mississippi, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology