Largest lenders in Clarke County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | 21st Mortgage | F | 90 | 14 | 50.0% | 10.16% |
| 2 | Triad Financial Services | D | 57 | 23 | 22.8% | 8.95% |
| 3 | Trustmark National Bank | C | 44 | 38 | 11.4% | 6.38% |
| 4 | Community Bank of Mississippi | C | 28 | 17 | 7.1% | 6.88% |
| 5 | BankPlus | B | 27 | 21 | 18.5% | 7.25% |
| 6 | Great Southern Bank | A | 22 | 20 | 0.0% | — |
| 7 | Rocket Mortgage | C | 21 | 16 | 9.5% | 6.43% |
| 8 | Regions Bank | C | 17 | 9 | 29.4% | 6.50% |
| 9 | Unnamed lender 254900CRPFBFJUTD8P12 | B | 17 | 11 | 29.4% | — |
| 10 | Vanderbilt Mortgage and Finance | F | 16 | 0 | 50.0% | — |
| 11 | Mortgage Research Center | C | 14 | 6 | 14.3% | 6.63% |
| 12 | Renasant Bank | B | 13 | 9 | 30.8% | 6.25% |
| 13 | The Citizens National Bank of Meridian | C | 12 | 7 | 16.7% | 6.67% |
| 14 | Broker Solutions | D | 11 | 2 | 0.0% | 7.75% |
| 15 | FirstBank | C | 7 | 0 | 57.1% | — |
| 16 | Navy Federal Credit Union | D | 6 | 1 | 16.7% | 5.75% |
| 17 | AmeriSave Mortgage | D | 5 | 2 | 40.0% | 6.38% |
| 18 | Towne Mortgage | B | 5 | 4 | 0.0% | 6.75% |
| 19 | First Community Mortgage | A | 5 | 3 | 40.0% | 6.25% |
| 20 | Tammac Holdings | D | 5 | 0 | 100.0% | — |
| 21 | Southwest Stage Funding | F | 5 | 1 | 0.0% | 6.25% |
Best approval odds in Clarke County
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | Triad Financial Services | 57 | 22.8% |
| 2 | 21st Mortgage | 60 | 75.0% |
What Clarke County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Clarke County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 376 | 165 | 30.3% | 7.50% | $95,000 |
| 2024 | 398 | 186 | 28.4% | 7.13% | $95,000 |
| 2025 | 517 | 249 | 26.7% | 6.75% | $95,000 |
Frequently asked questions
26.7% of applications in Clarke County were denied in 2025, against 22.9% statewide in Mississippi.
21st Mortgage, with 90 applications in 2025 and a denial rate of 50.0%.
The median mortgage application in Clarke County in 2025 was for $95,000; the median property value on originated loans was $155,000.