Great Southern Bank in Mississippi vs the state
4.8%Denial rate-18.11 pts vs state
5.0%Decision denial rate-23.50 pts vs state
86.5%Origination rate+33.67 pts vs state
—Median rate
—Rate spread (pts)
$85kMedian applicant income
90Loans originated
5Denied
Trend in Mississippi
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 113 | 102 | 3.5% | — | #109 |
| 2024 | 79 | 69 | 3.8% | — | #130 |
| 2025 | 104 | 90 | 4.8% | — | #126 |
What Great Southern Bank lends in Mississippi
By loan purpose
By loan type
Where in Mississippi
Counties with the most Great Southern Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Lauderdale County | 29 | 25 | 0 | 0.0% |
| Newton County | 23 | 19 | 2 | 8.7% |
| Clarke County | 22 | 20 | 0 | 0.0% |
| Forrest County | 8 | 7 | 1 | 12.5% |
| Wayne County | 5 | 5 | 0 | 0.0% |
| Jones County | 3 | 2 | 0 | 0.0% |
| Jasper County | 3 | 3 | 0 | 0.0% |
| Scott County | 2 | 2 | 0 | 0.0% |
| Lamar County | 2 | 0 | 2 | 100.0% |
| Neshoba County | 2 | 2 | 0 | 0.0% |
Other large lenders in Mississippi
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 6,764 | 48.5% | 10.56% |
| Trustmark National Bank | C | 5,531 | 12.5% | 6.75% |
| Cadence Bank | B | 5,301 | 19.2% | 7.25% |
| Regions Bank | C | 4,916 | 44.7% | 5.75% |
| Rocket Mortgage | C | 4,636 | 24.8% | 6.63% |
| Community Bank of Mississippi | C | 3,856 | 9.0% | 7.65% |
| Renasant Bank | B | 3,188 | 14.3% | 6.99% |
| Triad Financial Services | D | 3,140 | 34.4% | 8.76% |
| Vanderbilt Mortgage and Finance | F | 2,840 | 44.3% | 10.25% |
| BankPlus | B | 2,638 | 10.7% | 6.50% |
Frequently asked questions
Mississippi: 104 applications in 2025, of which 90 were originated and 5 denied.
4.8% of all applications, or 5.0% of the applications it actually decided on. The Mississippi statewide average across all lenders was 22.9%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Great Southern Bank's own HMDA filing for properties located in Mississippi, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology