Towne Mortgage in Mississippi vs the state
6.8%Denial rate-16.08 pts vs state
7.2%Decision denial rate-21.21 pts vs state
79.1%Origination rate+26.19 pts vs state
6.50%Median rate-0.25 pts vs state
0.40Rate spread (pts)+0.06 pts vs state
$82kMedian applicant income
185Loans originated
16Denied
Trend in Mississippi
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 34 | 17 | 23.5% | 6.63% | #184 |
| 2024 | 187 | 148 | 4.3% | 6.63% | #87 |
| 2025 | 234 | 185 | 6.8% | 6.50% | #80 |
What Towne Mortgage lends in Mississippi
By loan purpose
By loan type
Why it denied Mississippi applicants
Where in Mississippi
Counties with the most Towne Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Harrison County | 62 | 50 | 2 | 3.2% |
| Jackson County | 20 | 19 | 0 | 0.0% |
| Lowndes County | 17 | 11 | 1 | 5.9% |
| Lauderdale County | 13 | 11 | 1 | 7.7% |
| Hancock County | 13 | 12 | 0 | 0.0% |
| Rankin County | 11 | 8 | 0 | 0.0% |
| Pearl River County | 10 | 10 | 0 | 0.0% |
| Jones County | 10 | 7 | 3 | 30.0% |
| Clarke County | 5 | 4 | 0 | 0.0% |
| Hinds County | 5 | 4 | 0 | 0.0% |
Other large lenders in Mississippi
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 6,764 | 48.5% | 10.56% |
| Trustmark National Bank | C | 5,531 | 12.5% | 6.75% |
| Cadence Bank | B | 5,301 | 19.2% | 7.25% |
| Regions Bank | C | 4,916 | 44.7% | 5.75% |
| Rocket Mortgage | C | 4,636 | 24.8% | 6.63% |
| Community Bank of Mississippi | C | 3,856 | 9.0% | 7.65% |
| Renasant Bank | B | 3,188 | 14.3% | 6.99% |
| Triad Financial Services | D | 3,140 | 34.4% | 8.76% |
| Vanderbilt Mortgage and Finance | F | 2,840 | 44.3% | 10.25% |
| BankPlus | B | 2,638 | 10.7% | 6.50% |
Frequently asked questions
Mississippi: 234 applications in 2025, of which 185 were originated and 16 denied.
6.8% of all applications, or 7.2% of the applications it actually decided on. The Mississippi statewide average across all lenders was 22.9%.
The median rate on loans Towne Mortgage originated in Mississippi in 2025 was 6.50%, against a statewide median of 6.75%.
About this data. Figures are Towne Mortgage's own HMDA filing for properties located in Mississippi, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology