Tammac Holdings in Mississippi vs the state
75.5%Denial rate+52.55 pts vs state
75.7%Decision denial rate+47.26 pts vs state
4.7%Origination rate-48.15 pts vs state
10.40%Median rate+3.65 pts vs state
4.64Rate spread (pts)+4.31 pts vs state
$55kMedian applicant income
15Loans originated
240Denied
Trend in Mississippi
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 81 | 0 | 91.4% | — | #129 |
| 2025 | 318 | 15 | 75.5% | 10.40% | #63 |
What Tammac Holdings lends in Mississippi
By loan purpose
By loan type
Why it denied Mississippi applicants
Where in Mississippi
Counties with the most Tammac Holdings applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Wayne County | 38 | 3 | 30 | 78.9% |
| Pearl River County | 14 | 0 | 12 | 85.7% |
| Pike County | 14 | 0 | 13 | 92.9% |
| Hinds County | 12 | 0 | 7 | 58.3% |
| Rankin County | 11 | 0 | 7 | 63.6% |
| Jasper County | 9 | 1 | 7 | 77.8% |
| Harrison County | 8 | 1 | 7 | 87.5% |
| Monroe County | 8 | 0 | 4 | 50.0% |
| Lincoln County | 8 | 0 | 8 | 100.0% |
| Walthall County | 8 | 0 | 7 | 87.5% |
Other large lenders in Mississippi
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 6,764 | 48.5% | 10.56% |
| Trustmark National Bank | C | 5,531 | 12.5% | 6.75% |
| Cadence Bank | B | 5,301 | 19.2% | 7.25% |
| Regions Bank | C | 4,916 | 44.7% | 5.75% |
| Rocket Mortgage | C | 4,636 | 24.8% | 6.63% |
| Community Bank of Mississippi | C | 3,856 | 9.0% | 7.65% |
| Renasant Bank | B | 3,188 | 14.3% | 6.99% |
| Triad Financial Services | D | 3,140 | 34.4% | 8.76% |
| Vanderbilt Mortgage and Finance | F | 2,840 | 44.3% | 10.25% |
| BankPlus | B | 2,638 | 10.7% | 6.50% |
Frequently asked questions
Mississippi: 318 applications in 2025, of which 15 were originated and 240 denied.
75.5% of all applications, or 75.7% of the applications it actually decided on. The Mississippi statewide average across all lenders was 22.9%.
The median rate on loans Tammac Holdings originated in Mississippi in 2025 was 10.40%, against a statewide median of 6.75%.
About this data. Figures are Tammac Holdings's own HMDA filing for properties located in Mississippi, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology