Largest lenders in Pike County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Vanderbilt Mortgage and Finance | F | 173 | 26 | 41.6% | 10.38% |
| 2 | 21st Mortgage | F | 125 | 20 | 53.6% | 10.72% |
| 3 | Triad Financial Services | D | 71 | 15 | 52.1% | 8.63% |
| 4 | Regions Bank | C | 69 | 24 | 47.8% | 5.81% |
| 5 | Trustmark National Bank | C | 68 | 51 | 14.7% | 6.80% |
| 6 | Fidelity Bank | D | 51 | 36 | 7.8% | 6.75% |
| 7 | Mortgage Research Center | C | 38 | 21 | 18.4% | 6.25% |
| 8 | First Bank | C | 36 | 28 | 16.7% | — |
| 9 | Rocket Mortgage | C | 32 | 20 | 28.1% | 6.63% |
| 10 | United Shore Financial Services | B | 30 | 26 | 6.7% | 6.50% |
| 11 | Broker Solutions | D | 28 | 13 | 17.9% | 7.25% |
| 12 | BankPlus | B | 23 | 16 | 13.0% | 7.75% |
| 13 | AmeriSave Mortgage | D | 22 | 2 | 77.3% | 6.13% |
| 14 | Newrez | D | 21 | 4 | 52.4% | 6.62% |
| 15 | FirstBank | C | 20 | 2 | 85.0% | 10.37% |
| 16 | Citizens Bank | A | 19 | 19 | 0.0% | — |
| 17 | First Community Mortgage | A | 19 | 12 | 10.5% | 6.49% |
| 18 | Tammac Holdings | D | 14 | 0 | 92.9% | — |
| 19 | JPMorgan Chase Bank | B | 13 | 7 | 15.4% | 6.75% |
| 20 | Community Bank of Mississippi | C | 13 | 8 | 7.7% | 6.49% |
| 21 | Crosscountry Mortgage | B | 12 | 4 | 8.3% | 7.00% |
| 22 | Freedom Mortgage | B | 12 | 4 | 8.3% | 6.31% |
| 23 | Bank of England | C | 12 | 8 | 0.0% | 6.56% |
| 24 | Pennymac Loan Services | C | 11 | 4 | 27.3% | 7.37% |
| 25 | New Day Financial | F | 11 | 4 | 27.3% | 6.49% |
Best approval odds in Pike County
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | Trustmark National Bank | 65 | 15.4% |
| 2 | Regions Bank | 64 | 51.6% |
| 3 | Triad Financial Services | 71 | 52.1% |
| 4 | Vanderbilt Mortgage and Finance | 108 | 66.7% |
| 5 | 21st Mortgage | 90 | 74.4% |
What Pike County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Pike County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 1,103 | 424 | 34.2% | 7.25% | $95,000 |
| 2024 | 1,107 | 443 | 35.9% | 7.25% | $95,000 |
| 2025 | 1,206 | 483 | 34.3% | 6.80% | $105,000 |
Frequently asked questions
34.3% of applications in Pike County were denied in 2025, against 22.9% statewide in Mississippi.
Vanderbilt Mortgage and Finance, with 173 applications in 2025 and a denial rate of 41.6%.
The median mortgage application in Pike County in 2025 was for $105,000; the median property value on originated loans was $185,000.