Bank of England in Mississippi vs the state
0.0%Denial rate-22.92 pts vs state
0.0%Decision denial rate-28.45 pts vs state
73.1%Origination rate+20.21 pts vs state
6.63%Median rate-0.13 pts vs state
0.42Rate spread (pts)+0.08 pts vs state
$94kMedian applicant income
38Loans originated
0Denied
Trend in Mississippi
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 358 | 218 | 10.1% | 6.63% | #51 |
| 2024 | 310 | 205 | 5.8% | 6.63% | #60 |
| 2025 | 52 | 38 | 0.0% | 6.63% | #166 |
What Bank of England lends in Mississippi
By loan purpose
By loan type
Where in Mississippi
Counties with the most Bank of England applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Pike County | 12 | 8 | 0 | 0.0% |
| Lafayette County | 9 | 7 | 0 | 0.0% |
| DeSoto County | 3 | 3 | 0 | 0.0% |
| Madison County | 3 | 1 | 0 | 0.0% |
| Adams County | 3 | 2 | 0 | 0.0% |
| Lincoln County | 3 | 2 | 0 | 0.0% |
| Yalobusha County | 2 | 2 | 0 | 0.0% |
| Lawrence County | 2 | 0 | 0 | 0.0% |
| Walthall County | 2 | 2 | 0 | 0.0% |
| Lee County | 2 | 2 | 0 | 0.0% |
Other large lenders in Mississippi
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 6,764 | 48.5% | 10.56% |
| Trustmark National Bank | C | 5,531 | 12.5% | 6.75% |
| Cadence Bank | B | 5,301 | 19.2% | 7.25% |
| Regions Bank | C | 4,916 | 44.7% | 5.75% |
| Rocket Mortgage | C | 4,636 | 24.8% | 6.63% |
| Community Bank of Mississippi | C | 3,856 | 9.0% | 7.65% |
| Renasant Bank | B | 3,188 | 14.3% | 6.99% |
| Triad Financial Services | D | 3,140 | 34.4% | 8.76% |
| Vanderbilt Mortgage and Finance | F | 2,840 | 44.3% | 10.25% |
| BankPlus | B | 2,638 | 10.7% | 6.50% |
Frequently asked questions
Mississippi: 52 applications in 2025, of which 38 were originated and 0 denied.
0.0% of all applications, or 0.0% of the applications it actually decided on. The Mississippi statewide average across all lenders was 22.9%.
The median rate on loans Bank of England originated in Mississippi in 2025 was 6.63%, against a statewide median of 6.75%.
About this data. Figures are Bank of England's own HMDA filing for properties located in Mississippi, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology