Fidelity Bank in Mississippi vs the state
11.0%Denial rate-11.91 pts vs state
14.1%Decision denial rate-14.33 pts vs state
67.0%Origination rate+14.10 pts vs state
6.88%Median rate+0.13 pts vs state
0.73Rate spread (pts)+0.39 pts vs state
$92kMedian applicant income
146Loans originated
24Denied
Trend in Mississippi
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 241 | 173 | 6.2% | 6.88% | #71 |
| 2024 | 217 | 149 | 13.8% | 6.88% | #81 |
| 2025 | 218 | 146 | 11.0% | 6.88% | #82 |
What Fidelity Bank lends in Mississippi
By loan purpose
By loan type
Why it denied Mississippi applicants
Where in Mississippi
Counties with the most Fidelity Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Pike County | 51 | 36 | 4 | 7.8% |
| Rankin County | 22 | 13 | 4 | 18.2% |
| Amite County | 18 | 14 | 3 | 16.7% |
| Madison County | 16 | 11 | 0 | 0.0% |
| Hancock County | 13 | 10 | 1 | 7.7% |
| Harrison County | 12 | 7 | 0 | 0.0% |
| Hinds County | 11 | 8 | 2 | 18.2% |
| Lincoln County | 11 | 7 | 3 | 27.3% |
| Bolivar County | 8 | 6 | 1 | 12.5% |
| Pearl River County | 8 | 5 | 1 | 12.5% |
Other large lenders in Mississippi
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 6,764 | 48.5% | 10.56% |
| Trustmark National Bank | C | 5,531 | 12.5% | 6.75% |
| Cadence Bank | B | 5,301 | 19.2% | 7.25% |
| Regions Bank | C | 4,916 | 44.7% | 5.75% |
| Rocket Mortgage | C | 4,636 | 24.8% | 6.63% |
| Community Bank of Mississippi | C | 3,856 | 9.0% | 7.65% |
| Renasant Bank | B | 3,188 | 14.3% | 6.99% |
| Triad Financial Services | D | 3,140 | 34.4% | 8.76% |
| Vanderbilt Mortgage and Finance | F | 2,840 | 44.3% | 10.25% |
| BankPlus | B | 2,638 | 10.7% | 6.50% |
Frequently asked questions
Mississippi: 218 applications in 2025, of which 146 were originated and 24 denied.
11.0% of all applications, or 14.1% of the applications it actually decided on. The Mississippi statewide average across all lenders was 22.9%.
The median rate on loans Fidelity Bank originated in Mississippi in 2025 was 6.88%, against a statewide median of 6.75%.
About this data. Figures are Fidelity Bank's own HMDA filing for properties located in Mississippi, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology