Largest lenders in Amite County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | 21st Mortgage | F | 66 | 10 | 47.0% | 11.81% |
| 2 | Vanderbilt Mortgage and Finance | F | 50 | 6 | 46.0% | 9.50% |
| 3 | Triad Financial Services | D | 38 | 9 | 42.1% | 8.57% |
| 4 | Trustmark National Bank | C | 25 | 21 | 4.0% | 7.25% |
| 5 | FirstBank | C | 18 | 3 | 50.0% | 9.49% |
| 6 | Fidelity Bank | D | 18 | 14 | 16.7% | 7.13% |
| 7 | Rocket Mortgage | C | 17 | 10 | 41.2% | 6.56% |
| 8 | Regions Bank | C | 14 | 4 | 57.1% | 6.50% |
| 9 | Credit Human Federal Credit Union | D | 11 | 1 | 72.7% | 8.00% |
| 10 | First Bank | C | 7 | 4 | 14.3% | — |
| 11 | GMFS | A | 7 | 4 | 14.3% | 6.50% |
| 12 | Tammac Holdings | D | 7 | 0 | 100.0% | — |
| 13 | New Day Financial | F | 6 | 1 | 33.3% | 6.99% |
| 14 | Pennymac Loan Services | C | 5 | 0 | 20.0% | — |
| 15 | Mortgage Research Center | C | 5 | 2 | 40.0% | 5.38% |
What Amite County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Amite County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 294 | 102 | 36.7% | 7.50% | $95,000 |
| 2024 | 327 | 113 | 41.0% | 7.74% | $105,000 |
| 2025 | 375 | 132 | 35.5% | 7.12% | $105,000 |
Frequently asked questions
35.5% of applications in Amite County were denied in 2025, against 22.9% statewide in Mississippi.
21st Mortgage, with 66 applications in 2025 and a denial rate of 47.0%.
The median mortgage application in Amite County in 2025 was for $105,000; the median property value on originated loans was $225,000.